RKF DESIGN HOLDINGS LIMITED

Executive Summary

RKF Design Holdings Limited shows a stable financial position with positive net assets and current with all statutory filings, indicating low risk from a solvency and compliance perspective. The company is small scale with limited financial complexity, relying partly on director loans and unpaid share capital, warranting further clarity on liquidity conversion. Overall, governance appears sound, but operational sustainability should be examined given the minimal asset and employee base.

RKF DESIGN HOLDINGS LIMITED - Analysis Report

Company Number: 13885467

Analysis Date: 2025-07-29 14:53 UTC

1. Risk Rating: LOW

The financial data and company filings for RKF Design Holdings Limited indicate a stable financial position with low risk. The company is current on all statutory filing deadlines and shows positive net current assets and net assets. The business appears solvent and compliant with regulatory requirements, with no overdue accounts or returns.

2. Key Concerns:

• The company has a modest asset base and minimal operational scale, with only two employees and limited financial activity, which may constrain growth potential.
• Share capital is partly unpaid (called up but not paid £2,932 recorded as debtors), which could impact liquidity if not converted into cash.
• Directors' loans of £1,531 represent internal financing; reliance on director funding could pose risks if external funding or cash inflows do not materialize.

3. Positive Indicators:

• Net current assets of £1,401 and net assets of £2,932 demonstrate a positive working capital position and a solvent balance sheet.
• No overdue statutory filings (accounts and confirmation statements up to date) reflect good governance and regulatory compliance.
• The company benefits from exemption from audit due to its small size, reducing administrative burden without impairing transparency.
• Directors are long-term appointed and reside locally, indicating consistent management continuity.

4. Due Diligence Notes:

• Investigate the nature and recoverability of the called up share capital not paid (£2,932) recorded as debtors, to confirm it will convert to cash.
• Clarify the terms and conditions of the directors' loan accounts (£1,531) and assess any repayment plans or impact on cash flow.
• Review the underlying business activities and revenue streams since the company is categorized as a holding company with limited assets, to assess operational sustainability.
• Confirm there are no contingent liabilities or off-balance sheet exposures not disclosed in the financial statements.