ROBERT CHARLES HUTCHISON LTD

Executive Summary

ROBERT CHARLES HUTCHISON LTD currently exhibits a stable but minimal financial position with zero net assets and no recorded profits, placing it at financial grade D. The company is in early development stages and shows no symptoms of distress but lacks financial reserves or growth indicators. Strengthening financial reporting, managing cash flow closely, and building reserves are recommended to improve financial health and ensure future resilience.

ROBERT CHARLES HUTCHISON LTD - Analysis Report

Company Number: 13727779

Analysis Date: 2025-07-29 20:31 UTC

Financial Health Assessment for ROBERT CHARLES HUTCHISON LTD

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1. Financial Health Score: Grade D

Explanation:
The company shows a financial position that is essentially neutral—net assets and net current assets are zero, indicating no surplus resources or buffer. There is no evidence of profitability or growth from the provided data. The score reflects a company that is operational but currently without measurable financial strength or reserves, which poses risks if unexpected expenses or downturns occur.

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2. Key Vital Signs

Metric	Value	Interpretation
Net Current Assets	£0	No working capital buffer; the company has just enough short-term assets to cover liabilities.
Net Assets	£0	The company’s total assets equal its liabilities; no equity cushion for creditors or owners.
Shareholders’ Funds	£0	No retained earnings or capital reserves; this is a neutral equity position.
Average Number of Employees	1	Small operational scale consistent with micro-entity status.
Account Category	Micro	Minimal filing requirements, but limited financial detail restricts insights.
Company Age	~2 years	Still in early stages of development, which may explain the neutral financial position.

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3. Diagnosis

The company’s financial “vital signs” resemble a patient with stable but minimal health indicators: it is neither showing symptoms of distress (no liabilities exceeding assets) nor robust health (no surplus or growth indicators). The lack of net assets and net current assets suggests the company is operating at breakeven with no financial reserves.

No profit and loss account was filed, which limits insight into operational performance—similar to missing diagnostic tests in a medical exam. The business is very young (incorporated November 2021), which may explain the absence of accumulated profits or losses.

The single director and sole shareholder structure is typical for a micro private limited company. The company operates in media representation services, a field that might have irregular cash flows or require upfront investment, so healthy cash management is critical.

Symptoms of financial fragility include:

• Zero net assets and working capital, indicating no financial buffer.
• Lack of detailed profit and loss data to confirm profitability or loss.
• Small operational scale with limited resources.

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4. Recommendations

To improve financial wellness and build resilience, consider the following steps:

• Enhance Financial Reporting:
  Begin filing profit and loss accounts alongside balance sheets to provide a full picture of operational performance. Regular financial monitoring is akin to routine health check-ups.

• Build Financial Reserves:
  Aim to generate and retain profits to create a positive net asset position. Healthy cash flow and reserve build-up help weather unforeseen expenses or downturns.

• Cash Flow Management:
  Implement tight cash flow controls to avoid liquidity issues. Even a micro company benefits from forecasting cash inflows and outflows regularly.

• Strategic Growth Planning:
  Consider incremental growth strategies to increase turnover and profitability, which will improve financial vitality.

• Seek Professional Advice:
  Regular consultation with financial advisors can help diagnose issues early and suggest corrective measures, much like preventive medicine.

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