ROBERT ROBERTA LTD

Executive Summary

Robert Roberta Ltd is a newly incorporated micro-entity in the retail clothing sector showing negative net assets and net current liabilities, indicating elevated solvency and liquidity risks. While regulatory compliance is satisfactory, the company’s financial position and limited operational history present material concerns for sustainable operations. Further due diligence on liabilities and cash flow is recommended before considering investment.

ROBERT ROBERTA LTD - Analysis Report

Company Number: 15428801

Analysis Date: 2025-07-19 12:26 UTC

1. Risk Rating: HIGH
   Justification: The company's financials reveal significant net current liabilities (£14,691) against minimal current assets (£1,310), indicating an inability to meet short-term obligations. The negative shareholders' funds and net assets further highlight an insolvent position at the balance sheet date. Given the company was incorporated recently (January 2024) and is already showing a negative net asset position, solvency risk is elevated.

2. Key Concerns:

• Negative net current assets and shareholders' funds indicating potential insolvency risk.
• Small asset base with liabilities exceeding current assets by a large margin suggests liquidity constraints.
• Company is in early operational stages with only 2 employees and limited financial history, creating uncertainty around sustainable operations and cash flow generation.

3. Positive Indicators:

• Compliance with filing deadlines for accounts and confirmation statements, indicating good regulatory compliance to date.
• Sole director and 75-100% PSC ownership concentrated in one individual, which can facilitate decisive management and clear control.
• Company is not in liquidation or administration and remains active.

4. Due Diligence Notes:

• Investigate the nature of current liabilities—creditors' terms, related party loans, or other debts—and whether these are secured or payable immediately.
• Review cash flow projections and funding plans to understand how the company intends to resolve negative working capital and continue operations.
• Assess business model viability given the retail clothing SIC code and limited operational footprint.
• Confirm the absence of director disqualifications or regulatory actions against the company or its director.
• Clarify any contingent liabilities or off-balance sheet commitments.