ROSE PILKINGTON STUDIO LIMITED

Executive Summary

ROSE PILKINGTON STUDIO LIMITED is an active, small private company engaged in digital art services with compliance up to date. However, the latest accounts reveal liquidity pressures and a near erosion of equity, presenting medium risk from a financial stability perspective. Further information on cash flow management and operational sustainability is recommended before investment consideration.

ROSE PILKINGTON STUDIO LIMITED - Analysis Report

Company Number: 14384067

Analysis Date: 2025-07-20 14:30 UTC

1. Risk Rating: MEDIUM
   The company is a newly incorporated private limited company with a small scale of operations and limited financial history. Its latest accounts show marginal net assets and a current liabilities position exceeding current assets, indicating working capital pressure. However, no overdue filings or insolvency issues are evident, reflecting basic regulatory compliance.

2. Key Concerns:

• Negative net current assets (-£4,031) suggest potential liquidity challenges in meeting short-term obligations.
• Net assets have declined sharply from £8,572 in 2023 to £149 in 2024, indicating erosion of equity and financial fragility.
• The company operates with only one director and employee, concentrating operational risk and raising sustainability questions.

3. Positive Indicators:

• The company is fully compliant with filing deadlines for both accounts and confirmation statements, reducing regulatory risk.
• It holds intangible assets (net £7,380) and tangible assets (net £1,564), providing some asset backing.
• Ownership and control are clearly held by a single individual, simplifying governance and decision making.

4. Due Diligence Notes:

• Investigate the nature and collectability of trade debtors (£19,133) given the liquidity strain.
• Review creditor aging and terms to assess pressure on cash flows and risk of supplier disputes.
• Understand the business model and client pipeline for sustainability, given the single-person operation and limited turnover data.
• Confirm whether the company has any external financing or contingent liabilities not disclosed in the accounts.
• Clarify the reason for the significant drop in net assets and whether it reflects operating losses or asset impairments.