RPH CIVILS LIMITED

Executive Summary

RPH Civils Limited is a dormant company with minimal financial activity and no trading history, reflected by nominal net assets and cash balance. Given the absence of operational cash flow and financial strength, the company is not currently creditworthy for lending or credit facilities. Creditworthiness should be reassessed once trading commences and financial data becomes available.

RPH CIVILS LIMITED - Analysis Report

Company Number: 14673042

Analysis Date: 2025-07-29 13:54 UTC

1. Credit Opinion:
   DECLINE. RPH Civils Limited is a newly incorporated company (since February 2023) with dormant status and minimal financial activity as evidenced by its accounts. The latest filed dormant accounts show only £1 in net assets and cash, indicating no trading history or revenue generation. Without operational or financial data to demonstrate cash flow, profitability, or asset backing, the company lacks capacity to service debt or credit facilities at this time.

2. Financial Strength:
   The company's balance sheet is nominal, showing only £1 in share capital and net assets, reflecting a dormant status with no fixed or current assets of substance. There is no evidence of working capital or reserves, and no liabilities reported, but this is typical for a dormant entity. The financial position is extremely weak from a credit perspective due to lack of operational scale or financial resources.

3. Cash Flow Assessment:
   Cash holdings are negligible (£1), and with no trading or revenue, the company cannot generate internal cash flow. There is no indication of external funding, credit lines, or cash flow projections. The company depends entirely on new capital input or external financing to meet any financial commitments, posing substantial liquidity risk.

4. Monitoring Points:

• Confirmation of commencement of trading and filing of first full accounts showing trading results.
• Evidence of revenue generation and positive operating cash flow.
• Changes in net asset position reflecting capital injections or retained earnings.
• Credit history development, including payment record with suppliers or lenders.
• Stability and credentials of management, particularly financial stewardship as the company transitions from dormant to active trading.