Company Number: 14692291

Analysis Date: 2025-07-29 12:26 UTC

1. Credit Opinion: DECLINE
   RTH Support Limited is a newly incorporated private limited company with minimal financial history and extremely limited financial resources. The net current assets and net assets are marginal (£76), indicating almost no working capital buffer. Current liabilities (£8,861) nearly equal current assets (£8,937), leaving a very tight liquidity position. The absence of turnover or profit data and no employees suggest the business has yet to establish operational or revenue-generating activities. Without evidence of cash flow generation or capital injection, the company shows a high risk of not being able to service any credit facility. Therefore, credit approval is not recommended at this stage.

2. Financial Strength:
   The company’s balance sheet reflects very limited financial strength. Total assets are comprised mainly of cash (£5,937) and stock (£3,000), with current liabilities almost equal in value. Shareholders’ funds stand at £76, comprised of £100 share capital offset by a negative profit and loss reserve of £24. The minimal net assets and working capital position imply weak financial resilience and a lack of buffer to absorb operational shocks or support growth. The company has no fixed assets and no retained earnings, further indicating its infancy and vulnerability.

3. Cash Flow Assessment:
   Cash at bank is £5,937, which provides a small liquidity cushion but is just enough to cover immediate liabilities of £8,861 when combined with stock. The net current asset position of £76 is negligible, signaling very tight short-term liquidity. No turnover or profit figures are disclosed, and the company has no employees, suggesting limited or no trading activity during the period. This raises concerns about ongoing cash generation capability and working capital management.

4. Monitoring Points:

• Monitor future filed accounts for turnover, profit/loss trends, and cash flow statements to assess operational progress.
• Watch for changes in current liabilities and liquidity ratios to detect any worsening short-term financial stress.
• Track any capital injections or shareholder loans that might improve financial strength.
• Evaluate director and management actions for signs of business development or strategic plans to generate revenues.
• Review payment history on any credit facilities or trade payables to assess creditworthiness over time.