RUNDLE BLAKE LIMITED

Executive Summary

Rundle Blake Limited is showing signs of improving financial health with positive working capital and increased equity, but remains a fragile micro-entity reliant on a single director. The company’s financial condition is stable yet vulnerable, requiring focused cash flow management and building of financial reserves to sustain growth and mitigate risks. Strategic monitoring and operational planning will be key to maintaining financial wellness going forward.

RUNDLE BLAKE LIMITED - Analysis Report

Company Number: 14098804

Analysis Date: 2025-07-29 14:04 UTC

Financial Health Assessment for RUNDLE BLAKE LIMITED

---

1. Financial Health Score: C

Explanation:
Rundle Blake Limited shows modest improvement in its financial position over the latest year but still operates with limited working capital and small net assets. The company is not in immediate distress but exhibits signs of financial fragility typical of a young micro-entity with a single director and limited resources. The "C" grade reflects a stable but cautious position, akin to a patient recovering but still needing careful monitoring and supportive care.

---

2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Current Assets	5,264	Adequate short-term resources but slightly decreased from 2023.
Cash at Bank	2,434	Positive cash balance showing healthy liquidity.
Debtors	2,830	Moderate receivables; timely collection important to maintain cash flow.
Current Liabilities	4,643	Debts due within one year; reduced from prior year but still significant.
Net Current Assets (Working Capital)	621	Positive working capital indicates ability to cover short-term liabilities, but margin is small.
Total Assets Less Current Liabilities	954	Net assets showing a small buffer, improved from £411 in 2023.
Shareholders’ Funds (Equity)	954	Equity has more than doubled, showing retained earnings growth.
Tangible Fixed Assets	333	Small investment in plant & machinery, depreciating steadily.
Number of Employees	1	Very small scale operation, reliant on key individual/director.

---

3. Diagnosis

Rundle Blake Limited is a young micro-entity operating in the advertising agency sector. The company’s financial "vital signs" show it is functioning with a healthy but fragile cash flow and modest net assets. The increase in net current assets from negative to positive is a positive symptom indicating improving short-term financial health. The director’s equity contributions and retained earnings growth have strengthened the company’s balance sheet, signaling some internal capital infusion or profitability.

However, the company's working capital remains thin, which is a symptom of limited financial cushioning against unexpected events or operational hiccups. The relatively high proportion of debtors implies that cash collection efficiency will be critical to avoid liquidity stress—this is similar to a patient whose vital signs are stable but needs continued attention to prevent relapse.

The company is exempt from audit and operates with a single director who also holds full control, reflecting a simple governance structure. This can be efficient but also means that financial and operational risks are concentrated.

---

4. Recommendations

• Improve Cash Flow Management:
  Focus on accelerating debtor collections and managing creditor payments to maintain a healthy liquidity buffer. Consider negotiating better payment terms with clients and suppliers.

• Build Working Capital Cushion:
  Aim to increase net current assets by retaining more earnings or injecting additional capital. This will help create a financial buffer against unforeseen expenses or seasonal revenue fluctuations.

• Monitor Fixed Assets Usage:
  Regularly assess fixed asset investments to ensure they contribute effectively to revenue generation and do not become financial burdens through excessive depreciation or obsolescence.

• Plan for Growth and Diversification:
  With a single employee and director, consider strategic planning for scaling operations, including potential staff additions or outsourcing, to reduce dependency risk and increase resilience.

• Maintain Compliance and Reporting:
  Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing with regulatory bodies.

---