RVBBERDUCK LABS LIMITED

Executive Summary

Rvbberduck Labs Limited is a dormant start-up with no trading history or financial substance. Its minimal balance sheet and lack of operational data present a high credit risk. Credit approval is not recommended until the company files trading accounts demonstrating financial viability.

RVBBERDUCK LABS LIMITED - Analysis Report

Company Number: 14738092

Analysis Date: 2025-07-29 13:06 UTC

1. Credit Opinion: DECLINE
   Rvbberduck Labs Limited is a newly formed private limited company incorporated in March 2023 and registered as dormant for its first financial year ending March 2024. The company has no trading history, no revenues or expenses, and minimal assets (cash £1, net assets £1). There is no evidence of operational activity or financial performance to assess its ability to meet debt obligations. Without trading data or demonstrated cash flows, the company presents a high credit risk. Approval for credit facilities is not advisable at this stage until substantive financial history and operational data become available.

2. Financial Strength:
   The company’s balance sheet is minimal, showing only one share of £1 in equity and cash of £1. No current or fixed assets, no liabilities, and no retained earnings exist due to dormant status. The net asset position is negligible, indicating no financial buffer or strength. This lack of financial substance means the company cannot support any meaningful borrowing or credit exposure.

3. Cash Flow Assessment:
   Cash holdings are effectively nominal (£1), and there are no reported current assets or liabilities. The company has not generated cash flow from operations and is dormant. Working capital is insufficient for any operational or financial commitments. Liquidity is effectively non-existent.

4. Monitoring Points:

• Future filing of trading accounts to assess revenue generation and profitability.
• Cash flow statements and working capital trends once trading commences.
• Director’s credit and management conduct as the sole controller and owner.
• Any changes in company status from dormant to active and subsequent financial disclosures.
• Timely submission of statutory filings to avoid compliance risks.