S B BUILDING SERVICES (REDDITCH) LIMITED

Executive Summary

S B Building Services (Redditch) Limited has demonstrated a marked balance sheet improvement since incorporation, moving from negative net assets to a modest positive position supported by fixed assets funded through hire purchase. The company’s liquidity remains tight with slight net current liabilities and low cash reserves. Credit approval is recommended on a conditional basis requiring ongoing monitoring of cash flow, working capital management, and debt servicing capability to mitigate early-stage operational risks.