SA BIZZ LTD

Executive Summary

SA BIZZ LTD operates as a micro-entity straddling IT services and specialised retail, focusing on technology products via online and physical channels. While showing strong asset growth and alignment with digital retail trends, its rising liabilities pose financial risks typical of small, scaling businesses in competitive IT retail markets. Overall, it is positioned as a niche player leveraging e-commerce opportunities but must carefully manage financial leverage to sustain growth.

SA BIZZ LTD - Analysis Report

Company Number: 13144050

Analysis Date: 2025-07-29 14:36 UTC

1. Industry Classification

SA BIZZ LTD operates primarily within the information technology and retail sectors, as indicated by its Standard Industrial Classification (SIC) codes:

• 62090: Other information technology service activities
• 47910: Retail sale via mail order houses or via Internet
• 47750: Retail sale of cosmetic and toilet articles in specialised stores
• 47410: Retail sale of computers, peripheral units and software in specialised stores

This combination places the company at the intersection of IT services and specialised retail, especially focusing on technology products (mobile phones, computers) sold through online channels and possibly brick-and-mortar outlets. The IT services sector (SIC 62090) is characterised by rapid innovation, high competition, and reliance on technical expertise. The retail sectors listed are competitive and subject to fast-changing consumer preferences, especially in electronics and cosmetics.

2. Relative Performance

SA BIZZ LTD is classified as a micro-entity, consistent with its modest financial size and employee count (average 2 employees in 2024). Its financials for the year ended January 31, 2024, show:

• Fixed Assets: £1,636 (down from £2,455 in 2023)
• Current Assets: £198,283 (up significantly from £40,291 in 2023)
• Current Liabilities: £28,725 (up from £8,457 in 2023)
• Long-Term Liabilities: £165,783 (up sharply from £32,190 in 2023)
• Net Assets: £5,111 (up from £1,461 in 2023)
• Share Capital: £1.00 (constant)

The company has shown significant growth in current and long-term liabilities, implying increased borrowing or payables, which could be funding inventory expansion or working capital. The net asset position remains positive but modest, typical for a micro-entity in its early years (since incorporation in 2021). Compared to typical micro-entities in IT retail, SA BIZZ LTD’s balance sheet suggests aggressive scaling, likely to capture market share in a competitive environment.

3. Sector Trends Impact

The IT retail and service sectors are heavily influenced by:

• Digital Transformation: Increasing demand for IT services and online retail, accelerated by consumer shift to e-commerce.
• Technological Innovation: Rapid product cycles in mobile phones and computer hardware require agile inventory management.
• Supply Chain Volatility: Global supply chain disruptions impact stock availability and pricing.
• Consumer Behaviour: Rising preference for online shopping benefits companies with strong e-commerce platforms.
• Price Competition: High competition pressures margins, particularly in electronics retail.

SA BIZZ LTD’s focus on internet retail and information technology services aligns well with these trends, especially if they leverage online sales channels effectively. However, reliance on external financing (as implied by increased liabilities) may expose the company to financial risk if market conditions tighten.

4. Competitive Positioning

Strengths:

• Diversified operations across IT services and retail channels including online sales, providing multiple revenue streams.
• Positive net asset growth indicating some capital accumulation despite micro-entity scale.
• Adaptation to e-commerce trends, as suggested by website and mail order SIC codes.

Weaknesses:

• High increase in liabilities relative to assets may indicate liquidity or solvency risks if not managed prudently.
• Small scale and limited fixed assets may constrain ability to compete with larger players who benefit from economies of scale.
• Limited employee base suggests potential operational constraints or heavy reliance on outsourcing.

In comparison to typical competitors in IT retail, which range from large chains to niche online players, SA BIZZ LTD appears to be a small but ambitious niche player leveraging online sales channels. Its financial profile is consistent with a startup or early-stage business aggressively expanding inventory and working capital to capture market share.