SAAN FINANCIAL SOLUTIONS LIMITED

Executive Summary

SAAN FINANCIAL SOLUTIONS LIMITED is a newly incorporated micro-entity with minimal capitalization and current liabilities exceeding current assets, indicating elevated liquidity and solvency risk. While regulatory compliance is maintained, the limited operating history and financial data constrain assessment of business sustainability. Close monitoring and further inquiry into the company’s cash flow and operational plans are advisable before investment.

SAAN FINANCIAL SOLUTIONS LIMITED - Analysis Report

Company Number: 15163402

Analysis Date: 2025-07-20 18:48 UTC

1. Risk Rating: HIGH
   The company exhibits a very low net asset base (£33) and current liabilities exceed current assets by £1,916, indicating potential liquidity concerns. Being newly incorporated in 2023 with only one employee and minimal financial data limits visibility on operational sustainability.

2. Key Concerns:

• Liquidity Deficit: Current liabilities (£6,567) surpass current assets (£4,651), resulting in negative net current assets (-£1,916), suggesting potential cash flow challenges.
• Minimal Capitalization: Net assets and shareholders' funds stand at only £33, an extremely thin equity buffer against operational and financial risks.
• Limited Operating History: Incorporated less than one year ago with micro-entity accounts only; absence of revenue, profit or cash flow data restricts assessment of business viability.

3. Positive Indicators:

• Compliance: All filings including annual accounts and confirmation statements are up to date and not overdue, demonstrating regulatory adherence.
• Sole Control by Director: 100% ownership and control by a single director may allow for streamlined decision-making.
• Micro-entity Status: Small scale reduces complexity and regulatory burden, which may be suitable for a start-up phase.

4. Due Diligence Notes:

• Verify the source and sufficiency of working capital to meet current liabilities given the negative net current asset position.
• Assess business model viability and projected income streams since no turnover or profit data is available.
• Investigate director’s background and capacity to support company growth and financial obligations.
• Confirm absence of related party transactions or loans that might affect liquidity.
• Monitor subsequent filings for improvements in financial position and operating results.