Company Number: 14802952

Analysis Date: 2025-07-20 19:14 UTC

1. Credit Opinion: DECLINE
   SABZIWALA GROUP LTD is a newly incorporated private limited company (April 2023) filing dormant accounts with negligible financial activity. The company shows no trading history, revenues, or operational cash flow. With net assets of just £100 (share capital) and no employees or ongoing business transactions, there is no evidence of ability to service debt or sustain credit facilities. Thus, from a credit risk perspective, the company does not currently demonstrate creditworthiness for lending or trade credit.

2. Financial Strength:
   The balance sheet is minimal and static over the reported periods, showing only £100 in cash and net current assets, which equals the share capital. There are no fixed assets, liabilities, or reserves. This indicates a very weak financial base with no working capital or tangible assets to support business operations or credit exposure.

3. Cash Flow Assessment:
   Cash is limited to £100 with no reported income, expenses, or working capital movement. The company has zero employees and no reported trading activity. Liquidity is insufficient to cover any credit demands beyond the nominal share capital. Working capital is positive but trivial and not indicative of operational cash flow or financial resilience.

4. Monitoring Points:

• Monitor future filings for transition from dormant to active trading status.
• Review next accounts and confirmation statement for any significant change in financial position or business activity.
• Track any director or ownership changes that could impact governance or financial strategy.
• Watch for incorporation of operational assets, revenue generation, or external financing which could affect credit capacity.