SAGEYMAR HEALTHCARE TRAINING & MANAGEMENT CONSULTANCY LTD

Executive Summary

SAGEYMAR HEALTHCARE TRAINING & MANAGEMENT CONSULTANCY LTD exhibits a high financial risk profile based on recent accounts showing negative net assets and reduced liquidity. While compliance with filing requirements is maintained, the company's operational and financial stability appear compromised. Further investigation into underlying causes of financial decline and governance practices is recommended before investment consideration.

SAGEYMAR HEALTHCARE TRAINING & MANAGEMENT CONSULTANCY LTD - Analysis Report

Company Number: 13559151

Analysis Date: 2025-07-29 12:49 UTC

1. Risk Rating: HIGH

Justification: The company's latest filed accounts show a significant and sudden deterioration in financial position, from net assets of £4,432 in 2022 to net liabilities of £6 in 2023. Current assets have dropped sharply from £4,428 to £322 while current liabilities appeared at £332, indicating liquidity stress and potential inability to meet short-term obligations. The company is micro-entity sized with minimal assets and no fixed assets, suggesting limited financial resilience.

2. Key Concerns:

• Liquidity and Solvency: Negative net current assets and net liabilities in the latest year raise concerns about cash flow sufficiency and the ability to meet creditor demands.
• Operational Stability: The drastic reduction in current assets and emergence of current liabilities within one year may indicate operational difficulties or reduced business activity.
• Governance and Control: Two directors hold full control over shares and voting rights, which may concentrate decision-making risk; also, the company has experienced multiple secretary resignations in a short time frame, potentially indicating administrative instability.

3. Positive Indicators:

• Compliance: The company is active and filings for accounts and confirmation statements are up to date with no overdue documents.
• Ownership Transparency: Persons with significant control are clearly identified with no indication of disqualifications.
• Micro-entity Filing: The company benefits from simplified reporting requirements appropriate for its size.

4. Due Diligence Notes:

• Investigate reasons for the sharp drop in current assets and emergence of liabilities during 2023, including any operational disruptions or unusual expenses.
• Review cash flow statements or bank statements if available to assess liquidity trends and working capital management.
• Clarify the company’s current operational status and future business plans given the financial deterioration.
• Verify the reasons behind multiple secretary appointments and resignations within a short time to assess governance stability.
• Confirm if any related party transactions or loans contributed to the financial changes.