SAIRAM TECH LIMITED

Executive Summary

SAIRAM TECH LIMITED exhibits a solid financial position with growing net assets and positive working capital, supporting credit approval. The company shows good liquidity and prudent management with no filing or operational concerns. Continued monitoring of liabilities and cash flow trends is recommended to maintain creditworthiness.

SAIRAM TECH LIMITED - Analysis Report

Company Number: 13816325

Analysis Date: 2025-07-29 16:07 UTC

1. Credit Opinion: APPROVE
   SAIRAM TECH LIMITED demonstrates improving financial strength with a growing net asset base and positive working capital. The company is micro-sized, active, and operating in a stable sector (IT consultancy). Directors have maintained timely filings and no adverse legal or operational flags are evident. The credit risk is low given the solid equity base relative to liabilities and the absence of overdue filings or director issues.

2. Financial Strength:
   The balance sheet shows a substantial improvement from 2022 to 2023. Net assets increased from £15,637 to £87,354, driven by the acquisition of fixed assets (£51,437) and an increase in current assets (£91,631). Current liabilities rose moderately from £31,383 to £55,714, but net current assets remain positive and have more than doubled to £35,917, indicating good short-term financial health. Shareholders’ funds reflect retained profits or capital injection supporting growth.

3. Cash Flow Assessment:
   Although cash specifics for 2023 are not separately disclosed, current assets more than doubled, suggesting improved liquidity. Positive net current assets indicate the company can meet short-term obligations comfortably. With only one employee, operating costs are minimal, helping cash flow stability. The company appears capable of servicing debt and funding operations without liquidity stress.

4. Monitoring Points:

• Monitor the trend in current liabilities growth relative to current assets to avoid potential liquidity squeeze.
• Watch for consistent profitability and cash generation in future accounts given the micro-entity scale and limited employee base.
• Review any significant changes in director control or management that may impact governance.
• Ensure timely filing of future accounts and confirmation statements to maintain compliance and reduce risk.