SAMPI LTD

Executive Summary

SAMPI LTD, a newly formed micro-entity in freight transport, displays stable early financial health with positive net assets and working capital. While its financial vitality is currently sound, the company should focus on cash flow management and capital strengthening to support future growth. Continued prudent governance and financial planning will be key to sustaining its financial wellness.

SAMPI LTD - Analysis Report

Company Number: 15196557

Analysis Date: 2025-07-29 15:31 UTC

Financial Health Assessment Report for SAMPI LTD

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1. Financial Health Score: C

Explanation:
SAMPI LTD is a newly incorporated micro-entity operating in freight transport by road. Its initial financials indicate a modest but positive net asset position. However, the company is currently showing low current assets and slightly higher current liabilities, resulting in a small net working capital buffer. Given the infancy of the business and limited financial data, the score reflects an early stage with potential but also some caution required.

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2. Key Vital Signs: Critical Metrics and Interpretation

Metric	Value (£)	Interpretation
Current Assets	357	Indicates cash and short-term receivables or assets available to meet immediate obligations.
Prepayments and Accrued Income	409	Represents expenses paid in advance or income accrued, showing some operational activity.
Current Liabilities	589	Debts and obligations due within one year; slightly exceeds current assets alone.
Net Current Assets	177	Positive working capital indicates the company can cover short-term liabilities with current assets and prepayments combined.
Net Assets	177	The company's residual value after liabilities; positive but very small reflecting initial equity.
Employees	1	Sole director and employee, reflecting a micro business scale.
Shareholder Control	75-100% (Director)	High concentration of control with the sole director, indicating centralized decision-making.

Interpretation:

• The company shows a healthy cash flow cushion relative to its size, with positive net current assets (£177), though the absolute figures are small.
• Current liabilities exceed current assets alone, but when prepayments are included, the working capital is positive, indicating the company can meet immediate obligations — a sign of financial stability at this stage.
• The net asset base is positive but limited, reflecting the start-up nature and low capitalisation so far.
• No off-balance sheet liabilities or employee complexities are noted, simplifying financial management.

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3. Diagnosis: Overall Financial Condition

SAMPI LTD is in the early stages of financial health, showing no immediate symptoms of distress such as negative net assets or overdue filings. The company’s positive working capital and net asset position serve as vital signs of solvency and operational viability. The sole director’s control and minimal staff suggest streamlined management but potential risks related to over-reliance on one individual.

From a medical analogy perspective, SAMPI LTD is like a young patient in initial check-up: vital signs are stable but baseline indicators are modest. The company has no critical financial ailments but requires monitoring as it grows, especially for cash flow management and scaling challenges.

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4. Recommendations: Actions to Improve Financial Wellness

• Cash Flow Monitoring: Maintain tight control over cash inflows and outflows to prevent liquidity strain as operations scale. Consider establishing a cash buffer beyond current assets to cover unexpected costs.
• Build Capital Reserves: Over time, aim to increase retained earnings or inject additional equity to strengthen the net asset base and provide financial resilience.
• Diversify Management Resources: As the company grows, consider delegating operational responsibilities or appointing additional directors to mitigate dependency risks and strengthen governance.
• Timely Filing and Compliance: Continue to ensure all statutory filings are made on time to avoid penalties and maintain good standing.
• Financial Planning: Develop a budget and financial forecast to anticipate capital needs, investment in assets, and growth funding requirements.
• Risk Management: Evaluate business risks specific to freight transport (fuel costs, regulatory compliance, competition) and plan mitigations accordingly.

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