SANDON RIDGE SOLUTIONS LTD

Executive Summary

SANDON RIDGE SOLUTIONS LTD is a newly formed micro-entity with a solid opening balance sheet characterized by positive net current assets and no liabilities beyond short-term creditors. The company currently demonstrates adequate liquidity and equity for its start-up phase, with no compliance issues or adverse director records. Credit approval is recommended with prudent limits and ongoing monitoring of operational and financial developments.

SANDON RIDGE SOLUTIONS LTD - Analysis Report

Company Number: 15513444

Analysis Date: 2025-07-29 17:43 UTC

1. Credit Opinion: APPROVE
   SANDON RIDGE SOLUTIONS LTD is a newly incorporated micro-entity with a clean financial position and no overdue filings. The company shows positive net current assets and net assets, indicating an initial cushion of liquidity and equity. Given the micro size and start-up nature, the credit risk is moderate but manageable. The director is the sole significant controller with no adverse records. Approving credit facilities may be considered with standard monitoring and conservative limits.

2. Financial Strength:
   The latest balance sheet dated 28 February 2025 reports current assets of £49,379 against current liabilities of £12,006, yielding net current assets of £37,373. Total net assets equal £37,373, representing shareholders’ funds entirely from equity, as no borrowings or long-term liabilities are disclosed. The absence of fixed assets and zero employees is typical for a company in its initial year. Overall, the balance sheet is liquid and solvent but reflects a start-up with limited operational scale.

3. Cash Flow Assessment:
   Current assets primarily consist of cash or equivalents given the absence of employees and fixed assets, supporting short-term liquidity. Current liabilities are relatively low, suggesting manageable working capital needs. No trading profitability data is available yet, but the positive net current assets indicate an ability to meet short-term obligations. Cash flow projections should be monitored as the company begins trading to ensure ongoing liquidity.

4. Monitoring Points:

• Filing timeliness for next accounts and confirmation statement to confirm continued compliance.
• Revenue and profitability trends once trading data emerges to assess operational viability.
• Working capital changes to detect any emerging liquidity pressures.
• Director conduct and ownership structure for any changes that could affect governance or credit risk.
• Potential increase in liabilities or borrowings as business scales.