Company Number: 13444362

Analysis Date: 2025-07-20 16:09 UTC

1. Risk Rating: HIGH

Justification: Santé Homes Limited presents extremely limited financial data, showing only nominal current assets of £100 and no reported liabilities or operational revenues. The company has minimal capital and no evidence of trading activity, indicating a high risk of insolvency and lack of operational sustainability.

2. Key Concerns:

• Solvency Risk: The company’s net assets and shareholders' funds stand at only £100, with no indication of revenue, profits, or tangible assets to cover liabilities or business expenses.
• Liquidity Concerns: Cash balance is merely £100, which is inadequate to support any meaningful business operations or meet obligations.
• Operational Stability: The accounts show no turnover or income statement; average employee count is one, suggesting minimal or no active business operations.

3. Positive Indicators:

• Regulatory Compliance: The company is active, up to date with filing of accounts and confirmation statements, with no overdue submissions or penalties recorded.
• Clear Governance: A single director is identified with no negative conduct or disqualification records visible.
• Small Company Reporting: The company files under the small companies regime with exemptions appropriately applied, indicating compliance with statutory requirements.

4. Due Diligence Notes:

• Investigate the nature and scale of actual business operations given the nominal financial figures.
• Confirm if the company holds any off-balance-sheet assets or liabilities not reflected in the accounts.
• Examine cash flow sources and any external financing arrangements or shareholder support.
• Assess potential related party transactions or intercompany balances.
• Request management commentary or business plan to understand future prospects and sustainability.