SANTOSHI MAA LTD

Executive Summary

SANTOSHI MAA LTD is a newly incorporated, dormant company with no trading history and minimal financial resources, reflected by a nominal balance sheet. The absence of operating cash flow and financial data precludes any credit approval at this time. Future monitoring should focus on the company’s transition to active trading and subsequent financial performance.

SANTOSHI MAA LTD - Analysis Report

Company Number: 14723047

Analysis Date: 2025-07-29 19:24 UTC

1. Credit Opinion: DECLINE
   SANTOSHI MAA LTD is a dormant company with minimal financial activity and a balance sheet reflecting only £100 in cash and net assets. There is no trading history or financial performance to assess ability to service debt or generate income. The company’s recent incorporation (March 2023) and dormancy status means it lacks operational track record and cash flow visibility, which are critical for credit approval. Given these factors, the company does not currently demonstrate capacity to meet credit obligations.

2. Financial Strength:
   The balance sheet is extremely limited, showing net assets and cash at £100, representing only the nominal share capital. There are no fixed assets, receivables, or other current assets to support liquidity or collateral. The company has no accumulated reserves or retained earnings, consistent with its dormant status. This indicates an absence of financial strength and no buffer against liabilities.

3. Cash Flow Assessment:
   With only £100 in cash and no reported income or expenses, the company has no operating cash flow. Working capital is minimal and insufficient to cover any potential liabilities or operating costs. The dormant status confirms no trading activity, so there is no evidence of sustainable cash generation or liquidity.

4. Monitoring Points:

• Monitor for transition from dormant to active status and related filing of trading accounts.
• Watch for any significant increase in assets or liabilities in future filings.
• Track director changes and any PSC updates that could indicate shifts in control or business strategy.
• Review financials post first active trading year to reassess creditworthiness.