SAUNDERS RECOVERY LIMITED

Executive Summary

Saunders Recovery Limited is a dormant entity with no trading history or financial activity beyond the initial capital. Its minimal cash and asset base do not support credit risk exposure, and current data warrant a decline for any credit facility. Future assessments should await evidence of operational commencement and financial performance.

SAUNDERS RECOVERY LIMITED - Analysis Report

Company Number: 13921736

Analysis Date: 2025-07-29 16:57 UTC

1. Credit Opinion: DECLINE
   Saunders Recovery Limited is a dormant company with no trading activity or revenue reported since incorporation. The financial statements show minimal cash balances (£100) and no assets or liabilities beyond initial share capital. There is no evidence of operating cash flow or business activity to support servicing debt or credit facilities. The company’s financial status does not demonstrate capacity or history to repay loans or meet commercial obligations.

2. Financial Strength:
   The balance sheet is minimal and static, showing only £100 in cash and corresponding shareholders’ funds of £100, reflecting the initial capital injection. There are no current or fixed assets and no liabilities. This indicates an absence of operational activity or growth. The company’s net asset position is positive but negligible in size and offers no financial cushion or strength.

3. Cash Flow Assessment:
   Cash position is constant at £100 over the reported periods, with no indication of cash inflows or outflows. Working capital is effectively neutral, reflecting the dormant status. There is no liquidity to support ongoing operations or debt servicing, and the company has no revenue streams or business transactions generating cash.

4. Monitoring Points:

• Monitor for future trading activity or filing of non-dormant accounts indicating operational commencement.
• Watch for changes in cash position or introduction of liabilities that may affect credit exposure.
• Review director filings and filings of confirmation statements to ensure compliance and update on company status.
• Assess any future financial statements for signs of business development, profitability, and cash flow generation before reconsidering credit facilities.