Company Number: 15206428

Analysis Date: 2025-07-29 20:50 UTC

Financial Health Assessment of SB INTEGRATED LTD

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1. Financial Health Score: D

Explanation:
SB INTEGRATED LTD is a very young micro-entity with its first financial year just ended. The company shows a negative net asset position of £3,574, indicating it is currently "under the weather" financially. This initial loss and negative equity score a low grade, reflecting early-stage financial distress or startup costs exceeding income. However, as a new business, this is not uncommon, but it does flag the need for close monitoring and corrective action.

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2. Key Vital Signs:

Metric	Value	Interpretation
Net Current Assets	£3,214 (negative)	Negative working capital, symptoms of liquidity strain. Indicates current liabilities exceed current assets, which can challenge day-to-day operations.
Total Assets Less Current Liabilities	£3,214 (negative)	Reflects overall financial structure, showing more liabilities than assets. A warning sign of insolvency risk if sustained.
Net Assets (Shareholders' Funds)	-£3,574	Negative equity, meaning the company owes more than it owns. A key symptom of financial distress.
Average Number of Employees	0	No staff employed yet, typical in early-stage companies.
Company Status	Active	The company is operational, not under liquidation or other distress procedures.
Industry	Other IT service activities (SIC 62090)	Sector with potential growth but also competitive and capital dependent.

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3. Diagnosis:

SB INTEGRATED LTD is currently in the early startup phase, having incorporated in October 2023 with its first accounts to October 2024. The financial "vital signs" show the company is in a fragile state, characterized by negative net assets and working capital. This suggests initial expenses or investments have outweighed revenue or capital injection so far.

The negative equity and working capital reveal symptoms of financial distress typical of a new enterprise: cash flow pressure and limited financial buffer. The absence of employees reflects an early operational stage, possibly pre-revenue. There are no signs of insolvency procedures, which is positive, but the current financial position is not sustainable without corrective measures.

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4. Recommendations:

• Capital Injection or Funding: To "revive the patient," the company needs an injection of fresh capital—either from the owner, investors, or loans—to restore positive net assets and improve liquidity.

• Cash Flow Management: Careful budgeting and monitoring of cash inflows/outflows will help prevent a cash crunch. Implementing strict controls on expenditures is vital.

• Revenue Generation Focus: Accelerate sales or service delivery to start generating revenue. Without income, the company cannot recover financially.

• Cost Control: Minimise fixed costs and overheads to reduce financial strain. Consider outsourcing or part-time arrangements until stable.

• Financial Planning: Develop a detailed business plan with forecasts to guide growth and monitor progress against financial goals.

• Regular Monitoring: Frequent review of financial statements and key metrics will help detect early warning signals and adjust strategies promptly.

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