SBD BUSINESS SERVICES LTD

Executive Summary

SBD BUSINESS SERVICES LTD is a newly formed, micro private limited company with minimal financial history and modest capital. The company demonstrates low immediate financial risk with positive working capital and timely compliance but limited operational scale and no employees. Further due diligence on business viability and growth plans is recommended for a comprehensive risk assessment.

SBD BUSINESS SERVICES LTD - Analysis Report

Company Number: SC785774

Analysis Date: 2025-07-29 21:04 UTC

1. Risk Rating: LOW
   The company is newly incorporated (October 2023) and operates on a very small scale with modest net assets (£1,094) and positive working capital (£1,094). There is no indication of financial distress or overdue filings, and the company complies with all statutory requirements to date. The limited financial data and absence of liabilities beyond modest creditors suggest low immediate solvency or liquidity risk.

2. Key Concerns:

• Limited Financial History: The company has only one year of financial data, limiting trend analysis and assessment of operational stability.
• Minimal Capital Base: Net assets and working capital are minimal, which may constrain the company’s ability to absorb unexpected expenses or invest in growth.
• No Employees: The company currently employs no staff, which may indicate reliance on directors or subcontracting; this could impact operational scalability and continuity.

3. Positive Indicators:

• Timely Compliance: All statutory filings including accounts and confirmation statements are up to date with no overdue status or penalties.
• Positive Net Current Assets: Current assets exceed current liabilities, indicating the company can meet short-term obligations as of the latest accounts.
• Clear Ownership and Governance: The sole controlling shareholder and director is identified, suggesting a straightforward governance structure with no apparent conflicts.

4. Due Diligence Notes:

• Confirm the nature and sustainability of the company’s revenue streams and business model given the bookkeeping activities classification.
• Investigate plans for capital injection or scaling given the minimal equity and absence of employees.
• Review director backgrounds for any adverse history not reflected in current data, especially considering the sole shareholder’s significant control.
• Assess the impact of no audit requirement on financial transparency and reliability of reported figures.