SBENSH SYSTEMS SOLUTIONS LIMITED

Executive Summary

Sbensh Systems Solutions Limited is a very early-stage micro entity with minimal capitalization and almost no financial buffer. The company shows negligible net assets and liquidity, relying on director advances for funding. Credit exposure should be limited and conditional upon evidence of sustainable cash flow and operational progress. Close ongoing monitoring of financial performance and liquidity is essential.

SBENSH SYSTEMS SOLUTIONS LIMITED - Analysis Report

Company Number: 15154267

Analysis Date: 2025-07-20 19:16 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Sbensh Systems Solutions Limited is a newly incorporated micro private limited company with minimal trading history and very limited financial data. The company's net current assets and shareholders' funds stand at just £1, indicating a very thin capital base. While there are no overdue filings and the company is active, the financial position is fragile, and the company appears to be in its startup phase, with director advances of £2,177 recorded as funding. Credit approval should be conditional, requiring close monitoring of operational performance and cash flow generation before increasing credit exposure.

2. Financial Strength:
   The balance sheet shows current assets of £3,404 matched almost equally by current liabilities of £3,403, resulting in negligible net working capital of £1. The company has no fixed assets reported. Shareholders' funds are minimal at £1, reflecting the company's early stage and limited capitalization. The director has advanced funds to support the business, but there is no evidence yet of profitability or retained earnings. Overall, the financial strength is weak with very limited asset backing and no financial buffer.

3. Cash Flow Assessment:
   Cash and liquid assets are very low, and current liabilities nearly equal current assets, indicating tight liquidity. The small net current asset position means the company has minimal working capital to cover short-term obligations. The company's cash flow is likely dependent on director funding or external financing at this stage. Without operational cash inflows or clear revenue streams, liquidity risk is heightened. Working capital management will be critical for survival and growth.

4. Monitoring Points:

• Track subsequent trading results and profitability to assess business viability.
• Monitor cash flow statements and liquidity ratios closely to preempt funding shortfalls.
• Review director advances and any external financing arrangements for adequacy and repayment terms.
• Observe any changes in current liabilities or creditor payment behavior as a sign of financial stress.
• Confirm timely filing of future accounts and confirmation statements to ensure compliance.