SBF MECHANIC TUNING AND REMAPS LTD

Executive Summary

SBF MECHANIC TUNING AND REMAPS LTD exhibits a low risk profile supported by strong liquidity and consistent revenue growth. However, marginal profitability and lack of fixed assets warrant further investigation to fully assess operational sustainability. The company maintains good compliance and governance controls with no immediate regulatory concerns.

SBF MECHANIC TUNING AND REMAPS LTD - Analysis Report

Company Number: 13645491

Analysis Date: 2025-07-29 12:42 UTC

1. Risk Rating: LOW
   The company demonstrates a stable financial position with positive net current assets, no current liabilities, consistent turnover growth, and no overdue filings. The modest scale and micro-entity accounting regime limit the depth of disclosed financial data but the available information suggests low solvency and liquidity risks.

2. Key Concerns:

• Profitability: The company reported a small loss (£59) for the latest year, indicating profitability challenges despite turnover growth.
• Lack of Fixed Assets: Zero fixed assets may imply limited investment in operational capacity or dependency on external resources, potentially constraining long-term sustainability.
• Limited Financial Disclosure: As a micro-entity, the company’s accounts are unaudited and condensed, restricting a comprehensive assessment of financial health and operational risks.

3. Positive Indicators:

• Strong Liquidity Position: Current assets of £120,000 with no current liabilities indicate comfortable working capital and low short-term liquidity risk.
• Consistent Revenue Growth: Turnover increased from £221,726 in 2021 to £283,254 in 2024, reflecting stable business expansion.
• Owner Control and Continuity: Single director and 75-100% shareholder control provide clear governance and streamlined decision-making.
• Compliance: Up to date with accounts and confirmation statement filings, with no overdue submissions or regulatory flags.

4. Due Diligence Notes:

• Verify detailed profit and loss breakdown beyond micro-entity summary to understand cost structure and margin pressures.
• Investigate the nature of current assets (£120,000) to confirm liquidity quality (cash, receivables, inventory).
• Assess competitive position and operational model given absence of fixed assets, particularly reliance on external facilities or equipment.
• Confirm no contingent liabilities or off-balance-sheet risks despite formal statement of none in footnotes.
• Review director and shareholder background for any undisclosed risks or related party transactions.