SBM SOLUTIONS LIMITED

Executive Summary

SBM SOLUTIONS LIMITED shows concerning financial indicators with negative net current assets and net liabilities, reflecting potential solvency and liquidity issues despite being a recently incorporated micro-entity. While compliance with filing requirements is maintained, the absence of employees and limited asset base raise questions on operational sustainability. Further due diligence into the company’s business plans and financial support is recommended before considering investment.

SBM SOLUTIONS LIMITED - Analysis Report

Company Number: 13939592

Analysis Date: 2025-07-29 20:21 UTC

1. Risk Rating: HIGH
   The company exhibits negative net current assets and net liabilities, indicating insolvency risk despite being a micro-entity with minimal filing requirements. The negative net assets position is a significant red flag for financial stability.

2. Key Concerns:

• Solvency Risk: Negative net current assets (£-709 in 2024 compared to £-521 in 2023) and net liabilities suggest the company does not have sufficient short-term assets to meet its obligations.
• Liquidity Concerns: Current liabilities (£946) consistently exceed current assets (decreasing from £425 in 2023 to £237 in 2024), indicating ongoing cash flow pressure.
• Operational Stability: Zero employees and limited financial activity raise questions about the sustainability and operational scale of the business.

3. Positive Indicators:

• Compliance: No overdue filings for accounts or confirmation statements, indicating good regulatory compliance.
• Single Director with Full Control: Clear ownership and control by a single director/PSC may streamline decision-making.
• Recent Incorporation: Incorporated in 2022, the company is in early stages, which may explain limited financial activity.

4. Due Diligence Notes:

• Review detailed financial statements or management accounts to understand the nature of liabilities and plans to address insolvency.
• Investigate the business model, revenue generation, and future cash flow projections to assess operational viability.
• Verify the director’s intentions and source of funding to support the company’s financial position.
• Confirm no related party transactions or contingent liabilities that may impact financial health.