S&C INTERIM SOLUTIONS LTD

Executive Summary

S&C INTERIM SOLUTIONS LTD is financially healthy for its first year, demonstrating strong liquidity and positive net assets with responsible compliance behavior. While limited in scale and financial detail, the company shows no signs of distress and is well-positioned for steady growth. Enhancing profitability tracking and cash flow management will be key to sustaining and improving financial wellness.

S&C INTERIM SOLUTIONS LTD - Analysis Report

Company Number: 14785802

Analysis Date: 2025-07-20 12:48 UTC

Financial Health Assessment for S&C INTERIM SOLUTIONS LTD

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1. Financial Health Score: B

Explanation:
S&C INTERIM SOLUTIONS LTD shows a solid start-up balance sheet for its first year, with positive net current assets and net assets indicating financial stability. The absence of liabilities beyond current creditors and a clean compliance record are positive signs. However, as a micro-entity in its infancy, the company’s financial data is limited, and the lack of detailed profit and loss information restrains a full diagnosis. This score reflects a generally healthy financial position but with room for growth and increased financial transparency.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	131,460	Indicates liquid resources and short-term receivables available to meet immediate obligations.
Current Liabilities	82,212	Short-term debts due within a year; manageable relative to current assets.
Net Current Assets (Working Capital)	49,248	Positive working capital; suggests the company can cover its short-term debts comfortably.
Net Assets (Equity)	49,062	Represents residual interest after liabilities; a healthy net asset base for a micro company.
Number of Employees	1	Small operation, typical for a micro-entity.
Account Category	Micro	Simplified reporting but limited financial detail available.
Filing Status	Up to date	No overdue filings; indicates good compliance and governance.

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3. Diagnosis: What the Financial Data Reveals

• Healthy Cash Flow Indicators: The company’s positive net current assets (working capital) are akin to a patient with a strong pulse and stable blood pressure—showing it can meet short-term obligations without stress. This avoids symptoms of liquidity distress common in new businesses.

• Limited Operational Scale: With only one employee and micro-entity status, the company is in an early growth phase. This is typical for a start-up consulting firm, implying a lean operation focused on managing costs tightly.

• Capital Structure: Shareholders’ funds equal net assets, reflecting no long-term debt burden. This is like having a clean cardiovascular system without clogged arteries (debt), giving flexibility to respond to future opportunities or challenges.

• Lack of Profit & Loss Data: The absence of published P&L info means we cannot fully assess profitability or operational efficiency—similar to missing a patient’s metabolic panel in a health checkup. This limits insight into how well the company is turning revenues into profits.

• Compliance & Governance: Timely filing of accounts and confirmation statements shows responsible management, with no signs of administrative distress or regulatory non-compliance.

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4. Recommendations: Actions to Enhance Financial Wellness

• Develop Profit & Loss Reporting: Begin preparing detailed P&L statements internally even if not required for filing, to monitor profitability trends and cash flow health. This is like tracking vital signs over time for early detection of illness.

• Monitor Cash Flow Regularly: Maintain a focus on liquidity to ensure ongoing ability to cover short-term obligations, especially as the company grows and takes on new projects or expenses.

• Plan for Growth Capital: Consider future funding needs to support expansion—whether through retained earnings, equity investment, or loans—once profitability and cash flow patterns are established.

• Maintain Compliance Discipline: Continue timely filings and governance protocols to avoid penalties and maintain stakeholder confidence.

• Evaluate Operational Efficiency: As the business grows, track key performance indicators (KPIs) relevant to management consultancy to optimize resource allocation and client delivery.

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