SDG BUSINESS SOLUTIONS LTD

Executive Summary

SDG Business Solutions Ltd is a recently incorporated, small private limited company with improving financial metrics and no compliance issues to date. The company’s liquidity and solvency indicators are solid, though the business depends heavily on a single director-owner and operates on a modest scale. Investors should consider reviewing operational details and revenue stability for a fuller risk assessment.

SDG BUSINESS SOLUTIONS LTD - Analysis Report

Company Number: 13907283

Analysis Date: 2025-07-29 21:03 UTC

1. Risk Rating: LOW
   SDG Business Solutions Ltd demonstrates a solid liquidity position with positive net current assets and shareholders’ funds that have increased steadily over its two years of operation. There are no overdue filings or indications of regulatory non-compliance. The company’s financial profile and governance information suggest low immediate risk.

2. Key Concerns:

• Limited scale and history: Incorporated in 2022 with a single employee, the company’s operational track record is still relatively short, which may increase uncertainty about long-term viability.
• Modest cash reserves: Although positive, cash balances (~£17k) remain limited, which could constrain flexibility if unexpected liabilities arise or revenue fluctuates.
• Concentrated control: 100% ownership and directorship by a single individual (Mr. Simon David Gresswell) may pose governance risks related to dependence on one person and lack of independent oversight.

3. Positive Indicators:

• Increasing net current assets and shareholders’ funds from £1,738 in 2023 to £7,026 in 2024 indicate improving financial strength and effective working capital management.
• Clean compliance record: No overdue accounts or confirmation statements, with timely filings and no audit exemptions typical of a small entity.
• Clear business activity classification: Operating in management consultancy (SIC 70229), a sector with generally low capital intensity and favorable cash flow characteristics.

4. Due Diligence Notes:

• Review detailed profit and loss data (not publicly filed here) to confirm revenue growth, profitability, and cash flow trends.
• Assess client concentration and contract terms to evaluate revenue sustainability and operational risks.
• Verify director and shareholder background to confirm no undisclosed regulatory or legal issues given sole control by one individual.
• Monitor contingent liabilities, tax position, and pension obligations not fully detailed in the summary accounts.