SEAN BIRKBY MODEL MAKING LIMITED

Executive Summary

SEAN BIRKBY MODEL MAKING LIMITED is a micro private limited company with a strong and improving balance sheet, demonstrating solid working capital and net asset growth over recent years. The company’s liquidity position is robust for its size, and compliance records are current. Based on available data, the company is creditworthy for modest lending with monitoring focused on continued liquidity and operational performance.

SEAN BIRKBY MODEL MAKING LIMITED - Analysis Report

Company Number: 13145011

Analysis Date: 2025-07-20 18:56 UTC

1. Credit Opinion: APPROVE
   SEAN BIRKBY MODEL MAKING LIMITED demonstrates a strong and improving financial position for a micro-entity. The company has consistently maintained positive net current assets and net assets, showing growth in working capital and equity over recent years. No overdue filings or compliance issues are noted. The director is singular and appears to maintain sound control and oversight. Given the company’s active status, clean record, and improving liquidity, it is creditworthy for modest financing facilities with standard conditions.

2. Financial Strength:
   The company’s balance sheet as of 31 January 2025 shows total net assets of £41,022, nearly doubling from £21,343 in the prior year. Current assets have increased substantially to £48,236, while current liabilities remain low at £7,214, yielding a healthy net current asset position of £41,022. This indicates strong working capital and absence of significant short-term debt pressure. The minimal share capital (£10) is typical for a micro private limited company and is supported by accumulated reserves. Overall, the company’s financial strength is solid for its size and industry classification.

3. Cash Flow Assessment:
   Current assets mainly consist of cash, receivables, or short-term assets that can be readily converted to cash, supporting liquidity. The low current liabilities relative to current assets indicate comfortable coverage of short-term obligations, minimizing liquidity risk. The net current assets growth from £469 in 2021 to over £41,000 in 2025 reflects improved operational cash flow and working capital management. However, detailed cash flow statements are not available, so monitoring payment cycles and cash conversion efficiency is recommended. Liquidity is sufficient to service typical credit lines.

4. Monitoring Points:

• Maintain or improve current asset to liability ratios to ensure liquidity remains strong.
• Monitor any increases in short-term liabilities or external borrowing that could pressure working capital.
• Watch for timely filing of annual accounts and confirmation statements to avoid compliance risk.
• Track revenue growth and profitability trends once P&L data is available to assess ongoing business viability.
• Observe director’s ongoing involvement and any changes in management or ownership structure that could affect financial stewardship.