SEAVIEW HR CONSULTING LTD

Executive Summary

Seaview HR Consulting Ltd exhibits strong financial health with consistent growth in net assets and excellent liquidity supported by low liabilities. The company’s micro-entity status and minimal fixed assets align with its consulting focus, and current financial data indicate a solid capacity to meet debt obligations. Continued monitoring of liquidity and operational performance is recommended to maintain credit confidence.

SEAVIEW HR CONSULTING LTD - Analysis Report

Company Number: 12928211

Analysis Date: 2025-07-20 13:58 UTC

1. Credit Opinion: APPROVE
   Seaview HR Consulting Ltd demonstrates strong financial stability and positive growth trends. The company holds a healthy net asset position and substantial net current assets relative to its micro-entity size, indicating good liquidity and working capital management. There are no signs of financial distress, overdue filings, or director disqualifications, supporting confidence in its ability to meet credit obligations.

2. Financial Strength:
   The balance sheet shows steady growth in net assets from £32,415 in 2020 to £91,353 in 2024. Fixed assets are minimal (£439 in 2024), consistent with a consulting business model. Current assets increased significantly to £96,231, while current liabilities remain low at £6,257, resulting in strong net current assets of £91,663. This suggests a strong equity base and minimal reliance on short-term debt.

3. Cash Flow Assessment:
   The company’s working capital position is robust, with current assets far exceeding current liabilities, which indicates ample liquidity to cover short-term obligations. The absence of any overdue accounts or filings reduces risk. With only one employee (the director), operating costs are likely controlled, supporting positive cash flow dynamics.

4. Monitoring Points:

• Maintain monitoring of net current assets relative to liabilities to ensure liquidity remains strong.
• Track revenue and profitability trends (not disclosed) to confirm continued positive cash flows.
• Observe any changes in director status or company filings that might indicate governance or operational risks.
• Watch for increases in liabilities or significant fixed asset purchases that could impact liquidity.