S.E.B. ELECTRICAL CONTRACTORS LTD

Executive Summary

S.E.B. ELECTRICAL CONTRACTORS LTD is a newly incorporated micro-entity displaying positive working capital and compliance with filing obligations, signifying low immediate risk. However, limited operational history, lack of detailed profitability data, and small scale warrant further review to confirm business sustainability. Overall, current evidence supports a low risk profile with standard due diligence recommended.

S.E.B. ELECTRICAL CONTRACTORS LTD - Analysis Report

Company Number: 14355504

Analysis Date: 2025-07-29 16:08 UTC

1. Risk Rating: LOW
   The company shows positive net current assets exceeding current liabilities in the latest two reported years, indicating solvency at these snapshots. It has no overdue filings or reports, and the director is the sole controlling shareholder, which can simplify decision-making and governance.

2. Key Concerns:

• Limited Financial History: As the company was incorporated in September 2022 and reported only two years of balance sheet data, historical performance and trends are minimal.
• Small Scale: The micro-entity status with only one employee and modest asset base limits operational scale and resilience to shocks.
• Lack of Detailed Profit and Loss Data: The profit and loss account has not been filed publicly, restricting insight into profitability and cash flow quality.

3. Positive Indicators:

• Positive Working Capital: Net current assets increased from £5,937 in 2023 to £8,831 in 2024, indicating improved liquidity.
• Up-to-Date Filings: Both accounts and confirmation statements are timely, showing regulatory compliance.
• Sole Director and PSC: Clear control by Mr Sebastian Jerzy Kopicki reduces governance complexity and potential conflicts.

4. Due Diligence Notes:

• Request profit and loss statements and cash flow data to assess operating performance and liquidity beyond the balance sheet snapshot.
• Verify the nature and turnover of current assets to assess cash convertibility and potential working capital risks.
• Investigate any contingent liabilities or off-balance sheet commitments not apparent in micro-entity filings.
• Confirm the business plan and client pipeline, given the company’s recent incorporation and small size, to assess sustainability.