SECOND CHANCE GROUP LIMITED

Handelsbanken PLC

The assets of the borrower described in clause 3.1.1 and all properties and future heritable and leasehold property in scotland now or hereafter vested in the borrower together with all buildings, fixtures and fixed plant and machinery on such property, the proceeds of sale of the whole or any part of such property and all rights appurtenant to or benefiting such property. (3.1.1) all estates or interests in any freehold or leasehold property in england and wales now or hereafter belonging to the borrower.

Handelsbanken PLC

All that freehold land, known as unit 12 pipers court, amy johnson way, blackpool, FY4 2RT registered at the land registry under title number LAN97639.

SVENSKA HANDELSBANKEN AB (PUBL)

SVENSKA HANDELSBANKEN AB (PUBL)

MORTGAGE DEBENTURE

NATIONAL WESTMINSTER BANK PLC

DEBENTURE