SECURE TRADING LIMITED

Executive Summary

Secure Trading Limited exhibits a robust balance sheet with strong liquidity and no regulatory compliance issues. However, limited financial history and single-person control warrant further financial and operational due diligence. Overall, the company currently presents a low risk profile based on available data but requires additional insight into profitability and business sustainability.

SECURE TRADING LIMITED - Analysis Report

Company Number: 14459598

Analysis Date: 2025-07-29 12:42 UTC

1. Risk Rating: LOW
   Justification: The company demonstrates a strong net asset position relative to current liabilities, with net current assets of £460,334 and net assets of £504,859. There are no overdue filings, and it is a recently incorporated micro-entity with a small number of employees, indicating a manageable scale of operations and compliance.

2. Key Concerns:

• Lack of Profit and Loss Details: The provided data does not include turnover, profit or loss figures, so operational profitability and cash flow from activities cannot be assessed.
• Single Director and Shareholder Control: 100% ownership and control by one individual may pose governance risks and lack of oversight.
• Limited Financial History: Being incorporated in late 2022, the company has less than two years of financial data, limiting trend analysis and assessment of operational sustainability.

3. Positive Indicators:

• Strong Liquidity Position: Current assets significantly exceed current liabilities, suggesting the company can meet short-term obligations comfortably.
• Compliance: No overdue accounts or confirmation statements, indicating good regulatory compliance.
• Adequate Capitalization: Shareholders’ funds of over £500k relative to the scale of operations imply reasonable capitalization for a micro-entity.

4. Due Diligence Notes:

• Review management accounts or internal financials to assess revenue generation, profitability, and cash flow trends.
• Investigate the nature of fixed assets (£44,525) and current assets (£511,125) composition to verify liquidity quality.
• Confirm absence of related party transactions or contingent liabilities given single-person control.
• Assess business model sustainability under SIC code 96090 (Other service activities not elsewhere classified) to clarify operational risks.
• Verify director background and capacity to manage growth or risks independently.