Company Number: 15113203

Analysis Date: 2025-07-19 12:22 UTC

1. Risk Rating: MEDIUM
   The company is newly incorporated (since September 2023) with limited financial history. While it shows positive net current assets and shareholder funds, the relatively high current liabilities compared to current assets and director advances suggest some liquidity caution. The small scale and director reliance also moderate risk assessment.

2. Key Concerns:

• Director Advances: The director has advanced £86,545 to the company with no repayments made during the first financial period, indicating reliance on related-party funding which may not be sustainable long-term.
• Liquidity Position: Current liabilities (£144,427) are a significant portion of current assets (£170,189), resulting in a modest net current asset position (£25,762). This tight working capital could stress short-term obligations if revenues or collections fluctuate.
• Limited Operational Track Record: With only one financial period filed and a single employee (the director), the company has limited operational history to assess business stability or scalability.

3. Positive Indicators:

• Positive Net Assets: The company reports net assets of £51,715, indicating a positive equity position at this early stage.
• No Overdue Filings: Accounts and confirmation statements are filed on time, showing compliance with statutory requirements.
• Clear Ownership and Control: The sole director is also the 75-100% shareholder and PSC, simplifying governance and decision-making.

4. Due Diligence Notes:

• Review the nature and terms of the director’s advances to assess whether these are loans, equity contributions, or other forms of financing, including any repayment or interest arrangements.
• Obtain management accounts or cash flow forecasts to evaluate liquidity beyond the snapshot at year-end, especially given the close current asset/liability balance.
• Investigate the company’s business model, client base, and revenue generation to understand operational sustainability and growth prospects.
• Confirm there are no director disqualifications or regulatory issues beyond publicly available information.