SEMBRIDGE OPERATIONS (UK) LIMITED

Executive Summary

SEMBRIDGE OPERATIONS (UK) LIMITED exhibits a weak financial position characterized by negative net assets and poor liquidity, raising concerns over its ability to meet short-term obligations. The company’s micro-entity scale, lack of employees, and minimal assets suggest limited operational capacity and cash flow generation. Based on current data, credit extension is not advisable without substantial improvement in financial health and operating performance.

SEMBRIDGE OPERATIONS (UK) LIMITED - Analysis Report

Company Number: 14175172

Analysis Date: 2025-07-29 18:13 UTC

1. Credit Opinion: DECLINE
   SEMBRIDGE OPERATIONS (UK) LIMITED presents a weak credit profile. The company has negative net current assets and a net liability position, indicating a poor short-term liquidity stance and potential inability to meet current obligations. The absence of fixed assets and an employee base suggests minimal operational scale or business activity. Given the micro-entity status and very low asset base, the company lacks financial robustness to service debt or support credit facilities without significant external support.

2. Financial Strength:
   The balance sheet shows total net liabilities of £569 as of June 2024, deteriorating from a net liability of £388 the prior year. Current liabilities exceed current assets (£749 vs. £180), resulting in a net current liability position of £569. No long-term liabilities or provisions are reported. Shareholders' funds are negative, reflecting accumulated losses or capital deficiency. The company’s financial structure is fragile with no tangible fixed assets or investment to offset liabilities.

3. Cash Flow Assessment:
   Cash or equivalent current assets amount to only £180, significantly less than current liabilities of £749. The absence of employees and minimal current assets indicate limited operating cash inflows or working capital. This suggests the company may rely on external financing or shareholder funds to cover short-term obligations. The negative working capital position is a red flag for liquidity risk, implying potential cash flow difficulties in meeting creditor demands.

4. Monitoring Points:

• Monitor future filings for improvement in current assets or reduction in current liabilities.
• Watch for any capital injections or shareholder loans that may alleviate liquidity constraints.
• Review trading activity or operational developments that could generate positive cash flow.
• Track director changes or any indications of restructuring or insolvency proceedings.
• Confirm timely filing of accounts and confirmation statements to ensure ongoing compliance and transparency.