SEREN BUSINESS SOLUTIONS LTD

Executive Summary

Seren Business Solutions Ltd maintains solvency with positive net assets but exhibits signs of liquidity stress as reflected by negative net current assets in the latest financial year. The company remains compliant with filing obligations, but limited financial disclosures restrict comprehensive risk evaluation. Further due diligence on cash flows and asset trends is recommended to assess operational sustainability.

SEREN BUSINESS SOLUTIONS LTD - Analysis Report

Company Number: 13116468

Analysis Date: 2025-07-20 14:28 UTC

1. Risk Rating: MEDIUM
   The company shows some financial weaknesses, particularly in working capital management, but remains solvent on a net asset basis. The micro-entity status limits financial disclosure, restricting full risk assessment.

2. Key Concerns:

• Negative net current assets in the latest year (£-4,999) indicating potential liquidity pressure to meet short-term obligations.
• Decreasing fixed assets and current assets from prior years suggest possible asset disposals or reduced operational scale.
• Very low share capital (£1.00), which may limit the financial buffer available to absorb losses or support growth.

3. Positive Indicators:

• Positive net assets of £13,401 as at 31 January 2024 indicate solvency at the balance sheet date.
• No overdue filings for accounts or confirmation statements, reflecting compliance with statutory requirements.
• Continuity of a single director with consistent address and no indication of disqualifications or governance issues.

4. Due Diligence Notes:

• Investigate cash flow performance to understand the cause of net current liability position and assess the timing of creditor payments versus debtor collections.
• Review reasons for the decline in fixed assets and current assets alongside any impact on business operations or revenue generation.
• Clarify whether the company has access to external financing or credit facilities to mitigate liquidity risks.
• Obtain more detailed financials or management accounts if available, as micro-entity filings provide limited insight into profitability or cash flows.
• Confirm no related party transactions or contingent liabilities that may impose additional financial burdens.