SHAARAWY VISION LTD

Executive Summary

SHAARAWY VISION LTD is a newly established micro entity with a solid initial balance sheet and positive working capital, indicating a capacity to service credit facilities. While the company’s infancy and limited trading history suggest cautious optimism, current financials support approval with conditions to monitor ongoing liquidity and profitability. Continued oversight of cash flow and business performance will be essential to mitigate risks associated with early-stage enterprises.

SHAARAWY VISION LTD - Analysis Report

Company Number: 14891458

Analysis Date: 2025-07-19 12:41 UTC

1. Credit Opinion: APPROVE with Monitoring

SHAARAWY VISION LTD is a recently incorporated micro entity active in specialist medical practice activities. The company demonstrates a positive net asset position and healthy working capital, indicating initial financial stability to support credit obligations. However, given its short trading history (under two years) and micro size, caution is warranted. Approval is recommended with conditions to monitor future trading performance and cash flow consistency.

2. Financial Strength

The balance sheet at 31 October 2024 shows total net assets of £46,962, supported by fixed assets of £7,731 and net current assets of £39,231. The company's capital base is modest but positive, with shareholders’ funds fully reflecting net assets. Current liabilities of £48,916 are well covered by current assets of £88,147, giving a current ratio of approximately 1.8x, which is adequate for a micro enterprise. The absence of long-term liabilities suggests low gearing and limited financial risk at this stage.

3. Cash Flow Assessment

Current assets heavily outweigh current liabilities, implying sufficient short-term liquidity to meet immediate obligations. The working capital position of £39,231 is a healthy buffer that should support operational needs and debt servicing. There is no information on cash flow from operations, but the reasonable current ratio and positive net assets suggest prudent management of receivables and payables. Continued monitoring of cash generation and management of payables is advised as the company scales.

4. Monitoring Points

• Financial performance and profitability trends in the next 12-18 months to establish sustainability.
• Liquidity ratios to ensure working capital remains sufficient as activity increases.
• Any material changes in debt levels or contingent liabilities.
• Director changes or governance issues; currently, the controlling shareholder and director is stable.
• Compliance with filing deadlines remains on track; overdue filings would be a red flag.