SHAMIRA AND S PROPERTIES LIMITED

Executive Summary

Shamira and S Properties Limited demonstrates a strong net asset position supported by substantial fixed assets, but significant long-term liabilities and limited current assets suggest liquidity risks to monitor. The company is in early stages with minimal operational history, warranting further review of cash flows and debt structure. Compliance and governance appear satisfactory with no overdue filings or director concerns.

SHAMIRA AND S PROPERTIES LIMITED - Analysis Report

Company Number: 14568945

Analysis Date: 2025-07-29 12:09 UTC

1. Risk Rating: MEDIUM
   The company shows substantial fixed assets and strong net assets, indicating good capital backing. However, the significant long-term liabilities and relatively small current assets versus current liabilities suggest moderate liquidity risk.

2. Key Concerns:

• Current Liabilities Detail: The accounts state "Creditors: amounts falling due within one year" as -18,289, but current liabilities are also shown as £2,185,112 after more than one year, which may indicate significant debt structure complexity needing clarification.
• Liquidity Position: Current assets (£86,355) are minimal compared to total liabilities, raising potential short-term cash flow constraints despite positive net current assets.
• Limited Operating History: Incorporated only in January 2023 with one employee; limited operational track record to assess business sustainability or revenue generation.

3. Positive Indicators:

• Strong Net Asset Base: Net assets stand at £6,362,954, indicating a solid equity position relative to liabilities.
• No Overdue Filings: Accounts and confirmation statements are up to date, reflecting good compliance and governance practices.
• Directors and PSCs: Directors and persons with significant control are clearly identified with no adverse records noted, suggesting stable management.

4. Due Diligence Notes:

• Verify the nature and terms of long-term liabilities (£2.18m) to assess repayment schedules and impact on solvency.
• Review cash flow forecasts and working capital management to evaluate liquidity adequacy given low current assets.
• Confirm revenue streams and operational plans since company is newly incorporated with minimal employees.
• Investigate any potential off-balance sheet liabilities or guarantees not disclosed in micro-entity accounts.
• Confirm no related-party transactions or director loans that may affect financial stability.