SHIVNEET MEDICARE LIMITED

Executive Summary

SHIVNEET MEDICARE LIMITED is a very small micro-entity with minimal net assets and negligible working capital, reflecting limited operational activity and financial strength. The company currently lacks sufficient financial resources and cash flow to support debt servicing, presenting a high credit risk. Without significant improvement in financial performance or capital structure, credit facilities are not recommended at this stage.

SHIVNEET MEDICARE LIMITED - Analysis Report

Company Number: 13800027

Analysis Date: 2025-07-29 20:16 UTC

1. Credit Opinion: DECLINE. SHIVNEET MEDICARE LIMITED is a very small micro-entity with minimal net assets (£200) and negligible working capital (net current assets of £100). The company shows no employees other than directors and has not filed an income statement for assessment, indicating limited trading activity or business operations. The current financials reflect a very low asset base and no visible profitability or cash flow generation to support debt servicing. This lack of financial substance and trading history presents a high credit risk. The company’s ability to service debt or meet commercial obligations is therefore doubtful at this time.

2. Financial Strength: The balance sheet reveals extremely limited financial strength. Fixed assets stand at just £100, current assets at approximately £294k, almost entirely offset by current liabilities of similar magnitude, leaving net current assets and net assets at a nominal £100-£200. The company is classified as a micro-entity and has no retained earnings or visible reserves, indicating no accumulated profits. The capital structure is minimal, with shareholders’ funds equal to net assets at £200. There is no indication of equity injections or capital adequacy to absorb potential losses. Overall, the financial position is fragile and lacks depth.

3. Cash Flow Assessment: The company’s cash position is not explicitly reported but can be inferred to be minimal given the micro-entity scale and negligible net assets. Current liabilities nearly equal current assets, indicating very tight working capital with extremely limited liquidity buffer. The absence of employees and lack of reported income statement data further imply limited operational cash flow. This suggests the company may struggle to generate positive cash flows from operations and could face liquidity constraints if required to meet unexpected obligations.

4. Monitoring Points:

• Future filing of complete financial statements including income and cash flow statements to assess trading performance.
• Changes in net current assets and net assets to detect improvement or deterioration in financial health.
• Evidence of capital injections or external financing to strengthen the balance sheet.
• Any increase in operational scale, such as employee hires or revenue growth.
• Payment history on any credit facilities or trade payables to assess reliability.
• Directors’ conduct and any changes in management that could impact credit risk.