SILVERSTONE LETS LTD

Executive Summary

Silverstone Lets Ltd is a newly established micro-entity with minimal financial substance and no trading history, reflected in a balance sheet comprising only nominal assets and equity. The lack of revenue and cash flow capability renders it unsuitable for credit extension at this stage. Close monitoring of operational progress and financial filings is essential before reconsidering credit exposure.

SILVERSTONE LETS LTD - Analysis Report

Company Number: SC781387

Analysis Date: 2025-07-20 14:00 UTC

1. Credit Opinion: DECLINE
   Silverstone Lets Ltd is a newly incorporated micro-entity with minimal financial history and no trading activity or revenue reported. The balance sheet shows nominal current assets of £100 and shareholders’ funds of the same amount, indicating no operational scale or cash flow to support debt servicing. The absence of employees and no reported income or liabilities further suggest the company is at a pre-trading or very early stage with unproven business viability. Given these factors, the company currently lacks the financial substance and track record required to support credit facilities.

2. Financial Strength:
   The balance sheet is extremely limited, showing only £100 in current assets and corresponding shareholders’ funds, with no fixed assets or liabilities reported. This indicates a very weak financial base and no tangible net worth beyond initial share capital. The company’s micro classification and dormant operational status (no employees, no audit requirement) reinforce the assessment of minimal financial strength.

3. Cash Flow Assessment:
   There is no evidence of operational cash flows, working capital, or liquidity beyond the nominal £100 in current assets. The company has not yet demonstrated the ability to generate revenue or manage working capital cycles. This lack of cash flow visibility presents a high liquidity risk for any lending or credit exposure.

4. Monitoring Points:

• Monitor future filed accounts for evidence of revenue generation, profitability, and cash flow improvements.
• Track any increases in net current assets and net assets indicating capital injections or operational growth.
• Review director conduct and any changes in significant control to assess management stability.
• Watch for overdue filings or adverse changes in company status that could indicate financial stress.