SIOBHAN O’REILLY PEOPLE SOLUTIONS LTD

Executive Summary

Siobhan O’Reilly People Solutions Ltd is a recently incorporated micro-entity with a stable financial position, positive net assets, and no regulatory compliance issues. While its small scale and limited financial history restrict comprehensive risk assessment, current liquidity and solvency indicators suggest low immediate risk. Further due diligence on profitability and operational sustainability is recommended to support investment decisions.

SIOBHAN O’REILLY PEOPLE SOLUTIONS LTD - Analysis Report

Company Number: 14646872

Analysis Date: 2025-07-20 14:59 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position, consistent compliance with filing deadlines, and no indications of financial distress or regulatory non-compliance. The low scale and recent incorporation limit historical financial data but current metrics show adequate solvency and liquidity.

2. Key Concerns:

• Limited Financial History: Incorporated in 2023 with only two years of financial data, limiting trend analysis and long-term operational assessment.
• Small Scale Operations: Micro-entity status with minimal fixed assets and a single employee (director), which may impact operational resilience.
• Dividend Payments Despite Limited Profit Disclosure: Dividend withdrawals are noted (£1,000 annually) without full profit and loss account disclosure, warranting confirmation of sustainable earnings and cash flow sufficiency.

3. Positive Indicators:

• Strong Net Current Assets: The company maintains net current assets of £6,274 as of February 2025, indicating sufficient short-term liquidity.
• Positive Net Assets and Shareholders’ Funds: Net assets increased from £5,936 in 2024 to £6,824 in 2025, showing growth in equity and financial stability.
• Timely Compliance: No overdue filings for accounts or confirmation statements, suggesting good governance and regulatory adherence.
• Sole Director and PSC Stability: The sole director, Ms. Siobhan O’Reilly, holds 75-100% control, providing clear accountability and decision-making authority.

4. Due Diligence Notes:

• Review the underlying profit and loss data and cash flow statements (not filed publicly) to verify profitability and dividend sustainability.
• Confirm absence of contingent liabilities or off-balance sheet risks that might impact solvency.
• Assess client base and contract terms given the consultancy nature to understand revenue reliability and operational sustainability.
• Verify the director’s capacity and plans for business growth beyond current micro-entity scale.
• Investigate any related party transactions or personal guarantees given the closely held ownership structure.