SIRO TRAINING AND CONSULTANCY SOLUTIONS LIMITED

Executive Summary

SIRO TRAINING AND CONSULTANCY SOLUTIONS LIMITED is a newly formed micro-sized private limited company with a strong balance sheet relative to its size and no current financial distress. The company shows good liquidity and minimal liabilities, supporting its ability to meet short-term obligations. Credit approval is recommended with ongoing monitoring of financial growth and operational performance.

SIRO TRAINING AND CONSULTANCY SOLUTIONS LIMITED - Analysis Report

Company Number: 14722501

Analysis Date: 2025-07-20 15:56 UTC

1. Credit Opinion: APPROVE
   SIRO TRAINING AND CONSULTANCY SOLUTIONS LIMITED is a recently incorporated micro-entity with filing up to date and no overdue accounts. The company shows a positive net asset position of £40,888 and net current assets of £40,200, indicating a sound liquidity position relative to its size. With a single director and owner controlling 100% of shares and voting rights, the company benefits from straightforward governance. There is no indication of financial distress or adverse director conduct. Given the limited operating history but solid balance sheet, a credit facility could be approved with monitoring.

2. Financial Strength:
   The company’s total net assets of £40,888 and fixed assets of £688 reflect a very small capital base consistent with a micro-size entity. The balance sheet is healthy with low liabilities (£10,463 current liabilities) and strong working capital of £40,200. There is no long-term debt indicated, reducing financial risk. The company’s capital is fully funded by shareholders’ funds, indicating no external borrowings at this stage. Although small, the balance sheet shows a stable financial footing for early-stage operations.

3. Cash Flow Assessment:
   Current assets stand at £50,663, predominantly cash or equivalents given the small scale and no detailed breakdown. Current liabilities of £10,463 are modest and easily covered by current assets, providing a comfortable liquidity buffer. The positive net current assets imply the company can meet short-term obligations without stress. As a micro-entity with one employee, operating costs and working capital demands are likely low, supporting manageable cash flow. However, no detailed profit and loss or cash flow statements are available, so ongoing cash generation should be confirmed during monitoring.

4. Monitoring Points:

• Track the company’s turnover and profitability as it grows beyond micro-entity size to assess sustainability of earnings and cash flow generation.
• Monitor any changes in current liabilities that might indicate increased operational or financing risk.
• Review director changes or ownership concentration risks given sole control by one individual.
• Watch for timely filing of future accounts and confirmation statements to ensure compliance and transparency.
• Assess any credit facility usage impact on liquidity and leverage as the business expands.