S.J.L.N.A. PROPERTY MANAGEMENT LLP

Executive Summary

S.J.L.N.A. Property Management LLP demonstrates a strong asset-backed financial position with £2.74 million in investment property and positive net current assets. While trading history is limited due to recent incorporation, the firm’s balance sheet and member capital indicate a stable foundation. Approval is recommended with routine monitoring of cash flow generation and property valuation.

S.J.L.N.A. PROPERTY MANAGEMENT LLP - Analysis Report

Company Number: OC447252

Analysis Date: 2025-07-29 20:11 UTC

1. Credit Opinion: APPROVE
   S.J.L.N.A. Property Management LLP is a newly incorporated entity with a strong asset base primarily in investment property valued at £2.74 million. The company has a positive net current asset position and no overdue filings, indicating good compliance and initial financial stability. Although trading history is limited, the low current liabilities and equity investment from members provide a solid foundation for creditworthiness. The members appear to have significant control and involvement, which supports sound management oversight.

2. Financial Strength:
   The LLP’s balance sheet shows fixed assets (investment property) valued at £2,739,000, current assets of £3,260, and current liabilities of £1,594, resulting in net current assets of £1,666. Total net assets are approximately £2.74 million, fully supported by members’ capital accounts. The absence of long-term liabilities or significant debt enhances financial strength. The small amount owed to members relates to current accounts, not external debt, reducing financial risk.

3. Cash Flow Assessment:
   Current assets modestly exceed current liabilities, indicating positive working capital, although the absolute value is small relative to fixed assets. Debtors are minimal but present, and there are no reported cash balances explicitly stated, so liquidity depends on the ability to realise investment property value or generate rental income (not disclosed). Given the new incorporation and property asset base, cash flow risk appears low but should be monitored as operations develop.

4. Monitoring Points:

• Track the development of operating income or rental revenues to assess cash flow generation going forward.
• Monitor any changes in property valuation and potential impairments.
• Keep watch on current liabilities growth and any new financing arrangements.
• Ensure timely filing of future accounts and confirmation statements to maintain compliance.
• Assess management’s ability to sustain operations and service any new credit facilities as business activity expands.