SJP QCA LIMITED

Executive Summary

SJP QCA LIMITED is currently dormant with minimal financial activity and a nominal equity base, reflecting a company in a state of financial rest. There are no signs of distress, but also no operational performance to assess. To transition toward financial health and growth, the company should consider activating business operations, securing capital, and implementing financial planning.

SJP QCA LIMITED - Analysis Report

Company Number: 14062763

Analysis Date: 2025-07-29 16:51 UTC

Financial Health Assessment Report for SJP QCA LIMITED

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1. Financial Health Score: Grade D

Explanation:
SJP QCA LIMITED is currently classified as a dormant company with minimal financial activity reported since incorporation. The financial statements show a nominal net asset value (£10) and no recorded operational revenues or expenses. The score reflects the company's inactive status and lack of financial data indicative of trading health. While not distressed, the company’s financial "vital signs" are effectively in a state of rest, limiting meaningful analysis of operational performance or financial robustness.

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2. Key Vital Signs

Metric	Value	Interpretation
Company Status	Active	Company is registered and legally operational.
Account Category	Dormant	No significant transactions in the financial year.
Net Assets	£10	Minimal net asset base, essentially share capital only.
Shareholders' Funds	£10	Equity consists solely of nominal share capital.
Operating Revenue	£0	No trading or income generation reported.
Filing Compliance	Up to date	No overdue accounts or confirmation statements.
Director & PSC Structure	Small, closely held	Two individuals hold majority ownership and control.
Industry Classification	SIC 66290 - Auxiliary insurance activities	Sector activity classification, but no operational data.

Interpretation:
The company’s financial "pulse" reveals no current business transactions or active trading, consistent with a dormant status. The balance sheet is static, showing only the initial share capital injection. The absence of revenue, expenses, or assets beyond the nominal share capital means the company is not currently generating cash flow or incurring liabilities.

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3. Diagnosis

Underlying Business Health:
The financial data indicate that SJP QCA LIMITED is in a state of dormancy, akin to a patient in remission or on inactive status. The company is legally active but financially inert—there are no symptoms of financial distress such as debt, losses, or liquidity problems, but neither are there signs of growth or operational vitality. The business appears to be in a holding pattern, potentially established for future activation or as a shell entity for strategic purposes.

Risks and Considerations:

• Being dormant means no current operational risk, but also no revenue or cash flow generation, limiting self-sustainability.
• Shareholders' minimal equity investment implies low capital risk exposure but also a lack of financial cushion for future operations.
• The company is compliant with filing obligations, indicating good administrative health.

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4. Recommendations

To improve the company’s financial wellness and readiness for active business, consider the following steps:

1. Activate Business Operations:
   If the company intends to trade, initiate operational activities to generate revenue and build working capital. This will provide financial "vital signs" such as income, expenses, and cash flow to monitor business health.

2. Capital Injection:
   Consider increasing share capital or securing funding to build a financial buffer that can support initial trading costs and investments.

3. Financial Planning and Budgeting:
   Develop a basic financial plan including forecasts for revenues, costs, and cash flow to provide early warning of financial stress and guide decision-making.

4. Maintain Compliance:
   Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing with regulatory authorities.

5. Monitor Industry Environment:
   Since the company is classified under "other activities auxiliary to insurance and pension funding," stay informed about regulatory changes or market opportunities in this niche to position the company advantageously when it becomes active.

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