SMART BUILDING SOUTHEAST LTD

Executive Summary

Smart Building Southeast Ltd is an early-stage micro company with minimal financial resources and no demonstrated trading history. Given the nominal net assets and lack of cash flow data, the company currently lacks the financial strength and liquidity to support credit facilities. Close monitoring of operational progress and financial development is essential before reconsidering credit approval.

SMART BUILDING SOUTHEAST LTD - Analysis Report

Company Number: 14868702

Analysis Date: 2025-07-29 19:23 UTC

1. Credit Opinion: DECLINE
   Smart Building Southeast Ltd is a newly established micro-entity with minimal financial data and very limited assets (£100 net assets). The lack of revenue, profit, or meaningful working capital combined with a single director/shareholder structure indicates high risk for credit extension. There is no evidence of operational scale or financial performance to support debt servicing capability at this stage.

2. Financial Strength:
   The company’s balance sheet is extremely limited, showing only current assets of £100 and net assets of £100. There are no fixed assets or liabilities reported. The capital base is nominal and insufficient to absorb business risks. The micro-entity status with one employee and no audit reduces financial transparency.

3. Cash Flow Assessment:
   With current assets at £100 and net current assets equal to this amount, liquidity is minimal. No cash flow statements or profit and loss data are available, suggesting the company is either pre-revenue or not trading actively. Working capital is negligible, signaling potential inability to meet short-term obligations or finance growth.

4. Monitoring Points:

• Future filed accounts showing revenue generation, profit margins and cash flow improvements.
• Changes in working capital and liquidity metrics to assess operational cash management.
• Director/ownership changes or new capital injections that could strengthen the financial position.
• Timely filing of statutory accounts and confirmation statements to maintain compliance.