SMART CURE SERVICES LTD

Executive Summary

SMART CURE SERVICES LTD exhibits a solid financial foundation typical of a new micro-entity with positive net assets and working capital. While currently stable with no signs of distress, the company should focus on building detailed financial records and planning for growth to ensure sustained wellness. Continued monitoring and prudent management will support a positive financial prognosis as the business develops.

SMART CURE SERVICES LTD - Analysis Report

Company Number: 14737285

Analysis Date: 2025-07-29 13:15 UTC

Financial Health Assessment Report for SMART CURE SERVICES LTD

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1. Financial Health Score: B

Explanation:
SMART CURE SERVICES LTD shows a sound initial financial position typical of a start-up micro-entity. The company's net assets and working capital are positive, indicating a stable foundation with no immediate liquidity concerns. However, as a newly incorporated company with limited financial history and modest asset base, the score reflects good health but with caution due to the infancy of operations and limited data.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	292	Very modest investment in long-term assets, typical for a micro-entity.
Current Assets	12,075	Indicates available short-term resources, primarily cash or receivables.
Net Current Assets	12,075	Positive working capital — a "healthy cash flow cushion" to meet liabilities.
Total Assets Less Current Liabilities	12,367	Reflects overall asset strength after short-term obligations.
Net Assets / Shareholders’ Funds	12,367	Equity fully positive, indicating no accumulated losses or debt burden.
Employees	1	Micro-business scale with minimal payroll liabilities.

Additional Notes:

• The company is classified as a Micro entity under UK accounting rules, indicating a small scale and simplified reporting.
• The director, Mr. Azhar Younus, holds full control (75-100% shares and voting rights), suggesting centralized decision-making.

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3. Diagnosis: What the Financial Data Reveals

• Healthy Financial Pulse: The company’s financial "vital signs" show no symptoms of distress such as negative working capital or net liabilities. The presence of positive net current assets implies the company can comfortably cover short-term obligations, critical for operational stability.
• Early Stage Status: As a company incorporated in March 2023 and reporting its first set of accounts for the year ending March 2024, the data reflects a business in its infancy. This is akin to a patient in the early days of recovery, showing good baseline health but requiring monitoring over time.
• Limited Financial History: Absence of profit and loss data or revenue figures limits deeper diagnostic insight into operational performance or profitability trends.
• Conservative Asset Base: The low fixed asset figure suggests minimal capital expenditure so far, possibly indicating a service-oriented model or lean startup approach.
• Governance: Single director and sole owner structure can be both a strength (clear accountability) and a risk (dependency on one individual).

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4. Recommendations: Actions to Improve Financial Wellness

• Monitor Cash Flow Regularly: Maintain the "healthy cash flow" by carefully tracking receivables, payables, and expenses to avoid liquidity hiccups as the business grows.
• Build Financial History: Develop comprehensive accounting records including profit and loss statements, cash flow forecasts, and budgets to enable better financial diagnostics in future.
• Consider Capital Investment: Evaluate opportunities for strategic investments in fixed assets or technology that could support scalable growth, balancing with cash availability.
• Strengthen Governance: As the company grows, consider adding additional directors or advisors to diversify leadership and oversight.
• Plan for Growth: Prepare for scaling operations by forecasting working capital needs and potential financing options, ensuring the company remains financially robust.
• File Timely Accounts and Returns: Continue good compliance practices with Companies House to avoid penalties and maintain credibility with stakeholders.

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