SMART ENERGI HUB LTD

Executive Summary

SMART ENERGI HUB LTD is a newly formed micro-entity operating in plumbing and heating installation, showing cautious early-stage financials with positive working capital but minimal net equity. The company maintains compliance with filing requirements and clear control but faces typical liquidity and operational risks inherent to its size and age. Further review of creditor terms and ongoing cash flows is recommended to clarify financial stability.

SMART ENERGI HUB LTD - Analysis Report

Company Number: 14353900

Analysis Date: 2025-07-20 13:29 UTC

1. Risk Rating: MEDIUM

Justification: The company is a recently incorporated micro-entity with limited financial data available. It shows positive net current assets but low net assets overall. There is no indication of overdue filings or insolvency proceedings, but the small scale and modest equity base pose moderate solvency and operational risks typical of an early-stage enterprise.

2. Key Concerns:

• Low Net Assets and Equity: Net assets stand at only £2,386, which is minimal and leaves little buffer against unexpected liabilities or downturns.
• Small Scale and Limited Financial History: Incorporated in late 2022 with only one year of filed accounts, making it difficult to assess operational sustainability or cash flow trends.
• Significant Long-Term Creditors: The balance sheet shows £5,900 in creditors due after more than one year, which could pressure liquidity if not managed carefully.

3. Positive Indicators:

• Positive Net Current Assets: Current assets exceed current liabilities by £8,286, indicating short-term liquidity appears sufficient at the balance sheet date.
• No Overdue Filings or Compliance Issues: Accounts and confirmation statements are up to date, reflecting good governance on statutory compliance.
• Clear Ownership and Control: A single shareholder/director with 75-100% control simplifies governance and decision-making.

4. Due Diligence Notes:

• Investigate the nature and terms of the £5,900 long-term creditors to assess any refinancing or repayment risk.
• Review cash flow statements and any available management accounts to better understand liquidity and operational performance beyond the balance sheet snapshot.
• Confirm the business plan and pipeline given the recent rebranding (name change) and short operating history.
• Verify the director appointments and their relevant experience, especially given two directors appointed after the latest accounts date.