SNVA TRAVEL TECH UK LIMITED

Executive Summary

SNVA TRAVEL TECH UK LIMITED exhibits a sound liquidity and solvency position with consistent net asset growth and up-to-date statutory compliance. While the company’s small scale and concentrated ownership warrant monitoring, there are no immediate financial or regulatory red flags. Further due diligence on director loans and operational performance is recommended to fully assess long-term sustainability.

SNVA TRAVEL TECH UK LIMITED - Analysis Report

Company Number: 12886790

Analysis Date: 2025-07-29 14:52 UTC

1. Risk Rating: LOW
   The company demonstrates consistent positive net current assets and net assets over the last five years, indicating an ability to meet short-term obligations. Filing compliance is current with no overdue accounts or confirmation statements. The micro-entity status implies limited financial complexity but also limited disclosure.

2. Key Concerns:

• Reliance on director advances: The director’s loan balance fluctuates but remains slightly negative, suggesting some level of financial reliance or informal funding which should be monitored.
• Limited scale and resources: As a micro-entity with only two employees, operational capacity and scalability may be limited, potentially impacting long-term sustainability in a competitive travel industry.
• Ownership and control concentration: The company is controlled by two PSCs holding 75-100% ownership and voting rights, including a related entity abroad, which may pose governance or strategic risk if interests diverge.

3. Positive Indicators:

• Strong liquidity position: Net current assets have improved from £5,388 in 2021 to £24,832 in 2024, reflecting better working capital management.
• Compliance and governance: All statutory filings are up to date with no overdue returns or accounts, indicating sound regulatory compliance.
• Stable employment: The number of employees has remained steady at two, which aligns with the micro-entity classification and suggests controlled operational costs.

4. Due Diligence Notes:

• Investigate the nature and terms of director advances and credits to assess any contingent liabilities or potential cash flow impacts.
• Assess the company’s revenue streams and profitability (not disclosed here) to confirm operational sustainability beyond balance sheet strength.
• Review the relationship and influence of the foreign PSC (Snva Travel And Tours LLC) on company decisions and strategy.
• Confirm that the company’s travel agency activities (SIC 79110) are not materially affected by external risks such as regulatory changes or market disruptions.