SOL PROPERTY SOLUTIONS LTD

Executive Summary

SOL PROPERTY SOLUTIONS LTD is a start-up construction-related company with a very weak financial position, negative net assets, and no operating history. The current financials and lack of cash flow capacity do not support extending credit. Monitoring future filings for signs of trading progress and capital strengthening is recommended before reconsidering credit facilities.

SOL PROPERTY SOLUTIONS LTD - Analysis Report

Company Number: 14457633

Analysis Date: 2025-07-20 18:26 UTC

1. Credit Opinion: DECLINE
   SOL PROPERTY SOLUTIONS LTD is a very recently incorporated company (Nov 2022) with minimal trading history and negative net assets (£ -100). The company currently shows net current liabilities and negative shareholders' funds, indicating insufficient equity base and working capital. The only creditor is a director loan of £100, reflecting very limited external funding. There is no trading profit or cash flow data available, and the company has zero employees, suggesting no operational scale or revenue generation yet. This high risk profile, combined with lack of financial strength and operating track record, leads to a decision to decline credit at this stage. The company’s ability to service external debt or meet commercial obligations is unproven and currently inadequate.

2. Financial Strength:
   The balance sheet shows net liabilities of £100 due to director loans, with no fixed or current assets recorded. Shareholders' funds are negative, reflecting initial funding only by director loan rather than equity injection. Absence of tangible or intangible assets and negligible working capital points to a very weak financial position. The company is classified as a small entity, but does not meet the financial thresholds for healthy operations. Without asset backing or retained earnings, the company is financially fragile.

3. Cash Flow Assessment:
   No cash flow or profit and loss statements were filed, but the zero employees and minimal liabilities imply no active trading or cash generation. The director funding of £100 is the sole source of financing, which is insufficient for operational needs or debt servicing. Net current liabilities indicate immediate liquidity constraints. The company will likely require additional capital or external funding to sustain operations or repay any credit extended.

4. Monitoring Points:

• Timely submission of next accounts and confirmation statement to assess trading progress.
• Changes in net assets and working capital to evaluate improving financial strength.
• Evidence of revenue generation, profitability, or cash inflows from operations.
• Any new external financing or equity injections to improve liquidity.
• Stability and track record of the director as the sole decision-maker and funder.