Company Number: 14083555

Analysis Date: 2025-07-20 15:48 UTC

1. Risk Rating: LOW
   The company is a recently incorporated micro entity with minimal turnover but positive net assets and no overdue filings. The financials indicate a small but profitable operation with no current liabilities, suggesting low immediate solvency or liquidity risk.

2. Key Concerns:

• Very low turnover (£9,600), which may limit operational scalability and growth prospects.
• Zero current assets as of the latest accounts may indicate limited cash or liquid resources on hand.
• Sole director and owner concentration (Mrs. Rina Sowler) may pose governance and succession risks.

3. Positive Indicators:

• Positive retained earnings and net assets (£2,000) indicate the company is not operating at a loss.
• No current liabilities or debts reported, which reduces financial risk.
• Up to date statutory filings with no overdue accounts or confirmation statements, indicating regulatory compliance.
• Micro entity classification reduces complexity and filing burden, appropriate for scale.

4. Due Diligence Notes:

• Verify the nature and sustainability of the turnover, given its low absolute value.
• Investigate the absence of current assets—confirm actual cash or equivalents available for operations.
• Review director’s capacity and plans for business continuity given single-person control.
• Understand business model and client concentration to assess future revenue stability.