Company Number: 15054919

Analysis Date: 2025-07-20 13:09 UTC

1. Risk Rating: HIGH
   Justification: The company exhibits significant liquidity concerns with current liabilities far exceeding current assets, resulting in negative net current assets. The company is newly incorporated with minimal operating history and limited financial resources, which increases solvency risk. The substantial amounts due after more than one year relative to modest net assets further raise concerns about meeting long-term obligations.

2. Key Concerns:

• Negative net current assets (£-2,102) indicating potential short-term liquidity issues and difficulty in meeting immediate liabilities.
• Significant creditors falling due after more than one year (£7,475) relative to total net assets (£2,423), suggesting reliance on external funding or debt with uncertain repayment capacity.
• Very limited operational scale with only one employee (the director) and minimal current assets (£9), indicating early-stage business with limited cash flow and operational track record.

3. Positive Indicators:

• No overdue filings or confirmation statements, demonstrating compliance with statutory filing requirements so far.
• Full ownership and control by a single director and PSC (Mrs Angela Durrant), which could facilitate swift decision-making and operational control.
• The company has a clear stated principal activity in consultancy, a sector with generally low fixed costs and flexibility.

4. Due Diligence Notes:

• Investigate the nature and terms of the creditors falling due after more than one year to assess repayment obligations and any potential refinancing risks.
• Review cash flow projections and business plan to understand the company’s strategy for improving liquidity and achieving operational sustainability.
• Confirm whether there are any contingent liabilities or off-balance sheet obligations not disclosed in the micro-entity accounts.
• Clarify the source and valuation of fixed assets (£12,000) given the early stage of the company.
• Assess the director’s experience and capacity to develop the business and manage financial risks effectively.