Company Number: 13148665

Analysis Date: 2025-07-29 21:01 UTC

1. Risk Rating: LOW
   Specialist Approach Services Ltd demonstrates a stable and improving financial position with positive net current assets and net assets increasing notably in the latest financial year. The company is current with all statutory filings and operating as an active private limited company with no signs of insolvency or regulatory non-compliance.

2. Key Concerns:

• Limited Scale and Resources: As a micro-entity with only 2 employees and modest current assets (£21,814), the company may face scalability challenges or vulnerability to operational shocks.
• Concentration of Control: One individual, Mr Christopher Robert Jordan MBE, holds 75-100% shareholding and voting rights, which could pose governance risks linked to decision-making concentration.
• Minimal Financial Disclosure: Micro-entity accounts provide limited detail, restricting deeper insights into profitability, cash flow, and contingent liabilities.

3. Positive Indicators:

• Increasing Net Assets: Net assets rose significantly from £1,627 in 2024 to £10,898 in 2025, indicating growth in financial stability and working capital management.
• No Overdue Filings: Both accounts and confirmation statement filings are up to date, reflecting good regulatory compliance and governance discipline.
• Consistent Staffing: Maintains a stable headcount of 2 employees across recent years, suggesting operational continuity.

4. Due Diligence Notes:

• Review underlying profit and loss data to understand drivers behind net asset growth and assess profitability trends.
• Confirm the nature of current assets (cash, receivables, inventory) to evaluate liquidity quality.
• Examine any related party transactions or commitments given the dominant shareholding and control by Mr Jordan.
• Assess operational model sustainability given the micro scale and sector classification (business support services).
• Verify absence of director disqualifications or adverse records related to key personnel.